2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
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20987
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AF09 The last time you were successful in obtaining a loan for business, what was it mainly used for? (AF09_WHAT_WAS_IT_MAINLY_FOR)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
250
Invalid:
3813
Type:
Discrete
Decimal:
0
Width:
1
Range:
1 - 8
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Purchase of machinery, tools | 39 |
15.6%
|
| 2 | Restocking products or livestock | 120 |
48%
|
| 3 | Physical expansion/opening more branches or businesses | 32 |
12.8%
|
| 4 | Operating expenses (salaries, etc.) | 9 |
3.6%
|
| 5 | To repay another loan | 2 |
0.8%
|
| 6 | To purchase land/ building | 16 |
6.4%
|
| 7 | Other | 30 |
12%
|
| 8 | Not Stated | 2 |
0.8%
|
| Sysmiss | 3813 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.