2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
20995
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101
AF07 Where did you obtain the last loan for business? (AF07_WHERE_OBTAIN_LAST_LOAN_BUSI)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
250
Invalid:
3813
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 10
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Cooperative | 17 |
6.8%
|
| 2 | NGO | 18 |
7.2%
|
| 3 | Government scheme | 4 |
1.6%
|
| 4 | Bank | 49 |
19.6%
|
| 5 | Money Lender | 38 |
15.2%
|
| 6 | Microfinance institution such as Bayport, FINCA, Goodfellow, | 77 |
30.8%
|
| 7 | Village bank/ saving group | 31 |
12.4%
|
| 8 | Family/Friends | 2 |
0.8%
|
| 9 | Multinational Development Bank such as Africa Development Ba | 0 |
0%
|
| 10 | Other | 14 |
5.6%
|
| Sysmiss | 3813 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.