2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
21027
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S09 What is the main reason your business does not have records of income, expenditure, assets and liabilities? (S09_REASON_NO_RECORDS)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
2762
Invalid:
1301
Type:
Discrete
Decimal:
0
Width:
1
Range:
1 - 7
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | I do not see the need to | 969 |
35.1%
|
| 2 | Know everything off my head | 1317 |
47.7%
|
| 3 | Do not know how to do it | 411 |
14.9%
|
| 4 | Fear recording confidential information | 8 |
0.3%
|
| 6 | It is costly | 33 |
1.2%
|
| 7 | Other specify… | 24 |
0.9%
|
| Sysmiss | 1301 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.