2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
21022
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101
S01 What was the main source of start-up capital for your business? (S01_MAIN_SOURCE_START_UP_CAPITAL)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
3985
Invalid:
78
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 20
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Cooperatives | 25 |
0.6%
|
| 2 | Government | 11 |
0.3%
|
| 3 | NGOs/Charity funds | 12 |
0.3%
|
| 4 | Chilimba/Village Bank | 42 |
1.1%
|
| 5 | Microfinance Institution | 13 |
0.3%
|
| 6 | Bank | 19 |
0.5%
|
| 7 | Money Lender | 32 |
0.8%
|
| 8 | Family/Friend | 901 |
22.6%
|
| 9 | Own funds | 2908 |
73%
|
| 10 | Other non-bank financial service provider | 14 |
0.4%
|
| 16 | Other, specify... | 4 |
0.1%
|
| 20 | Outgrower Scheme | 4 |
0.1%
|
| Sysmiss | 78 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.