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2022 Micro, Small and Medium Enterprise Finance Survey
First Edition

Zambia, 2022 - 2026
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Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
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Created on
Jan 17, 2026
Last modified
Jan 19, 2026
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Data file: MSME Households-DEMOGRAPHICS_9_anonymised

The file contains data related to demographic characteristics of the household such as household members' relationship to head of household, age, sex, citizenship, highest level of education attained etc.

Cases: 19733
Variables: 68

Variables

PROV
PROVINCE
REGION
REGION
HH_ID
PPNO
Person number
START_TIME
Interview Start Time
HH_TOT
Number of household members
END_TIME
Interview End Time
R_STATUS
Response Status
HH03_RELATIONSHIP
Q02 What is the relationship of (NAME) to the head of the household?
HH02_SEX
Q03 Is(Name) male or female
HH04_AGE
Q04 How old was (Name) at his/her last birthday
HH05_OWN_BUSINESS
Q05 Does (Name) own any kind of business such as farming, trading, welding or any other business?”
HH_ADD_ANOTHER_PERSON
Add another person
BMPPNO1
Busseines module person number
AVAILABILITY
Respondent present at interview
B01SEX_OF_RESPONDENT
B01Sex of Respondent
B02_DOB_DAY
B02.What is your date of birth?
B02_DOB_MONTH
B02 What is your date of birth?
BO2_DOB_YEAR
BO2 What is your date of birth?
B03_OLD_LAST_BIRTHDAY
B03.How old were you at your last birthday?
B04_MARITAL_STATUS
B04.What is your marital status?
B05_CITIZENSHIP
B05 What is your Nationality?
B05B_COUNTRY_ORIGION
B05B What is your country of origin?
B06_EVER_ATTENDED_SCHOOL
B06 Have you ever attended school?
B07A_HIGHEST_LEVEL_EDUCATION
B07a. What is the highest level of education you have attended?
B07B_PRIMARY_SECONDARY
B07b. If Primary or Secondary, What is the highest grade you have completed
B07C_TERTIARY
B07C If tertiary, What is the highest qualification obtained
B7D_FIELD_OF_STUDY
b7d. What is the field of study for the highest qualification?
B08_TECHNICAL_VOCATION
b08. Have you ever attended technical or vocational training
B09_HGRADE_OF_TECHNICAL
b09 What is the highest grade of technical or vocational training (NAME) has completed
AFP01_BANK_OVERDAFT
Bank Overdraft
AFP01_BUSSINES_LOAN
Business loan
AFP01_INVOICE_DISCOUNTING_FACTOR
Invoice discounting or Factoring
AFP01_MICRO_CREDIT
Micro-credit
AFP01_TRADE_CREDIT
Trade credit
AFP01_VENTURE_CAPITAL
Venture Capital
AFP01_ANGEL_INVESTMENT
Angel investment/ Business angels
AFP01_PUBLIC_EQUITY
Public equity (stocks held by the public)
AFP01_CROWD_FUNDING
Crowdfunding/ peer-to-peer lending
AFP01_FINANCE_LEASING
Finance Leasing or hire purchase
AFP01_PROPERTY_INSURANCE
Property insurance
AFP01_THIRD_PARTY
Third-party liability insurance
AFP01_LIFE_ASSURANCE
Life assurance for the owner
AFP01_BONDS_LOANS
Sustainable (social or green) bonds or loans
AFP01_DEVELOPMENT_FINANCE
Development Finance
AFP02_WAREHOUSE_RECEIPTING
Warehouse receipting
AFP02_CREDIT_GUARANT_SCHEME
Credit Guarantee Scheme
AFP02_MOVABLE_COLATERAL
Movable Collateral Facilities
AFP02_CREDIT_REFERENCE_BUREAU
Credit Reference Bureau
AFP02_NAT_FIN_SWITCH
National Financial Switch
AFP03_UNDERSTAND
Do you understand the complaints handling procedure at your financial service provider?
CB_01_ATTENDED
In the last five years, have you attended any capacity building programmes or training related to your businesses
CB02_LAST_TIME
The last time you received capacity building or training, which institution or individual provided the training
CB02_LAST_TIME_OTHER_SPECIFY
The last time you received capacity building or training, which institution or individual provided the training
CB03_POSITIVE_IMPACT
Did the last capacity building or training you received have a positive impact on your business?
BCL01_CLOSE_DOWN
In the last five years, did any of your business' activities. Close Down
BCL02_SPECIFY
If yes, what are some of the reasons your business(es) closed
BCL02_OTHER_SPECIFY
BCL02 What are some of the reasons your business (es) closed
WILLING_TO_BE_CONTACTED
Would you be willing to be contacted for business capacity building? YES/N
bus_ind
No_Businesses
Reported_Business
Weight_business_individual
Weight_household_demog
Adjusted weight
Five_Year_Age_Group
5yr_Age_Group all members
Five_Year_Age_Group2
5yr_Age_Group 15 years plus in business households
number_of_businesses
HH_Reported_Business
Total: 68
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