2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
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Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
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BCL02 What are some of the reasons your business (es) closed (BCL02_OTHER_SPECIFY)
Data file: MSME Households-DEMOGRAPHICS_9_anonymised
Overview
Valid:
182
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| Attending to the sick child | 1 |
0.5%
|
|
| BECAUSE OF COVID 19 | 1 |
0.5%
|
|
| BECAUSE OF COVID | 1 |
0.5%
|
|
| BROUGHT IN RELATIVE TO LIVE IN HOUSEHOLD | 1 |
0.5%
|
|
| COVD19 | 3 |
1.6%
|
|
| COVID 19 | 1 |
0.5%
|
|
| COVID 19 PANDEMIC | 3 |
1.6%
|
|
| COVID 19 restrictions | 1 |
0.5%
|
|
| COVID RESTRICTIONS | 1 |
0.5%
|
|
| COVID Reasons school closed | 1 |
0.5%
|
|
| Covid -19 | 1 |
0.5%
|
|
| Covid 19 | 9 |
4.9%
|
|
| DUE TO A CHRONICAL ILLESS OF THE OWNER | 1 |
0.5%
|
|
| DUE TO COVID 19 | 1 |
0.5%
|
|
| DUE TO COVID-19 | 1 |
0.5%
|
|
| DURING RAIN SEASON UNABLE TO SALE | 1 |
0.5%
|
|
| Delayed payment by FRA | 1 |
0.5%
|
|
| FELL SICK | 1 |
0.5%
|
|
| FISH BAN | 1 |
0.5%
|
|
| FORCED CLOSE DUE TO COVID 19 | 1 |
0.5%
|
|
| Goods where stolen | 1 |
0.5%
|
|
| Got married | 1 |
0.5%
|
|
| Got sick | 1 |
0.5%
|
|
| Got sick,Covid | 1 |
0.5%
|
|
| Had gone to nurse her sick mother in the village | 1 |
0.5%
|
|
| Illness | 1 |
0.5%
|
|
| Illness and money was spent on medication | 1 |
0.5%
|
|
| LEFT BUSINESS PREMISES | 1 |
0.5%
|
|
| LOOKING AFTER SICK RELATIVE | 1 |
0.5%
|
|
| Lack of management skills | 1 |
0.5%
|
|
| Land issues with the owners. They took the land away. | 1 |
0.5%
|
|
| MISMANAGEMENT | 1 |
0.5%
|
|
| MOVED OUT OF TOWN TO MBALA DISTRICT | 1 |
0.5%
|
|
| Money for the business was used to pay school fees | 1 |
0.5%
|
|
| One of the equipment broke down (Computer) | 1 |
0.5%
|
|
| Political issues (i was opposition Pf closed) | 1 |
0.5%
|
|
| Spent my profits on medical expenses of my mother | 1 |
0.5%
|
|
| THE PRODUCTS WERE STOLEN | 1 |
0.5%
|
|
| THEFT | 1 |
0.5%
|
|
| TOO MUCH LABOR | 1 |
0.5%
|
|
| Taking careof the sick child at the hospital for a long time | 1 |
0.5%
|
|
| The shop was burnt together with all the goods | 1 |
0.5%
|
|
| Travelled away to attend to other family issues | 1 |
0.5%
|
|
| USED ALL THE MONEY FOR HOME CONSUMPTION | 1 |
0.5%
|
|
| Went broke after starting building a house | 1 |
0.5%
|
|
| Went farming of Crops | 1 |
0.5%
|
|
| ailments like malaria | 1 |
0.5%
|
|
| all the chickens died so they stopped | 1 |
0.5%
|
|
| army worms destroyed the crops and fra delayed in paying him money for the maize he sold them . | 1 |
0.5%
|
|
| attending to the patient(husband) | 1 |
0.5%
|
|
| became sick so i stopped | 1 |
0.5%
|
|
| became too busy for the business | 1 |
0.5%
|
|
| becaus of covid 19 had to close temporarily | 1 |
0.5%
|
|
| because of corona virus , the government closed all the bars . | 1 |
0.5%
|
|
| because of the covid 19 pandemic | 1 |
0.5%
|
|
| challenge where to buy stock | 1 |
0.5%
|
|
| child got sick | 1 |
0.5%
|
|
| closed due to covid | 1 |
0.5%
|
|
| closed because of fish ban | 1 |
0.5%
|
|
| closed down after she shifted | 1 |
0.5%
|
|
| closed due covid 19 and sells went down | 1 |
0.5%
|
|
| closed due to covid | 2 |
1.1%
|
|
| closed due to covid 19 | 1 |
0.5%
|
|
| closed during covid times | 1 |
0.5%
|
|
| clothes that their selling were burnt on fire at the market | 1 |
0.5%
|
|
| competitive market price lost capital | 1 |
0.5%
|
|
| covid regulations by goverment | 1 |
0.5%
|
|
| covid 19 | 13 |
7.1%
|
|
| covid 19 restrictions | 2 |
1.1%
|
|
| covid effects | 1 |
0.5%
|
|
| covid lock down | 1 |
0.5%
|
|
| covid pandemic | 2 |
1.1%
|
|
| covid restrictions | 1 |
0.5%
|
|
| covid19 | 2 |
1.1%
|
|
| creditors failed to pay their financial obligations | 1 |
0.5%
|
|
| customers were taking long to pay her | 1 |
0.5%
|
|
| deteriorating in age | 1 |
0.5%
|
|
| diary cattle all died | 1 |
0.5%
|
|
| did not have a radio to play at my bar so customers opted to buy from other competitors | 1 |
0.5%
|
|
| doing other works like farming | 1 |
0.5%
|
|
| don't permit documents | 1 |
0.5%
|
|
| droughts | 1 |
0.5%
|
|
| droughts destroyed crops | 1 |
0.5%
|
|
| due covid pandemic | 1 |
0.5%
|
|
| due to an illness | 1 |
0.5%
|
|
| due to covid 19 | 1 |
0.5%
|
|
| due to illness | 2 |
1.1%
|
|
| during covid time | 1 |
0.5%
|
|
| during covid 19 | 1 |
0.5%
|
|
| during covid time | 1 |
0.5%
|
|
| during fish ban | 1 |
0.5%
|
|
| family problems | 1 |
0.5%
|
|
| family challenges | 1 |
0.5%
|
|
| family dispute after the death of the husband | 1 |
0.5%
|
|
| feel sick and was unable to work | 1 |
0.5%
|
|
| fell sick | 1 |
0.5%
|
|
| firewood cost is high | 1 |
0.5%
|
|
| floods | 2 |
1.1%
|
|
| floods in the area | 2 |
1.1%
|
|
| had closed due to covid.no customers | 1 |
0.5%
|
|
| had gone farming | 1 |
0.5%
|
|
| had gone into farming | 1 |
0.5%
|
|
| had health issues | 1 |
0.5%
|
|
| had stopped due drought, there was no fish | 1 |
0.5%
|
|
| health matters she became sick | 1 |
0.5%
|
|
| his charcoal got destroyed | 1 |
0.5%
|
|
| husband was sick for 2 months | 1 |
0.5%
|
|
| ill health | 1 |
0.5%
|
|
| increase in prices of feed | 1 |
0.5%
|
|
| its difficult to conduct business during rain season | 1 |
0.5%
|
|
| labour was too much | 1 |
0.5%
|
|
| lack of capital | 1 |
0.5%
|
|
| lack of enough fish in the river | 1 |
0.5%
|
|
| lack of finances | 1 |
0.5%
|
|
| lack of funds | 1 |
0.5%
|
|
| lack of having adequate capital due to many children at home | 1 |
0.5%
|
|
| lock down due to COVID19 | 1 |
0.5%
|
|
| long distance to get charcoal | 1 |
0.5%
|
|
| luck of transport | 1 |
0.5%
|
|
| machine had a fault | 1 |
0.5%
|
|
| money went to school fees | 1 |
0.5%
|
|
| moved to Another place | 1 |
0.5%
|
|
| no capital injection | 1 |
0.5%
|
|
| personal troubles like sickness and funerals | 1 |
0.5%
|
|
| poor rainfall | 1 |
0.5%
|
|
| restaurants had to close during covid | 1 |
0.5%
|
|
| separation issues with my wife | 1 |
0.5%
|
|
| she became pregnant | 1 |
0.5%
|
|
| she moved so distance became a challenge | 1 |
0.5%
|
|
| she used all her business money during her daughter's funeral | 1 |
0.5%
|
|
| she was sick of covid | 1 |
0.5%
|
|
| shifted and took time to settle | 1 |
0.5%
|
|
| specified time of operation was short | 1 |
0.5%
|
|
| the business was not doing fine | 1 |
0.5%
|
|
| the market was demolished at sowote market | 1 |
0.5%
|
|
| the owner became sick and could not make work on the business as he worked alone | 1 |
0.5%
|
|
| the time when lost a wife | 1 |
0.5%
|
|
| theft case the grocery was stolen | 1 |
0.5%
|
|
| theft from thieves | 1 |
0.5%
|
|
| thieves store everything | 1 |
0.5%
|
|
| unable to access the products I deal in | 1 |
0.5%
|
|
| was on separation with husband | 1 |
0.5%
|
|
| was running on a loss | 1 |
0.5%
|
|
| was sick | 1 |
0.5%
|
|
| was sick with covid | 1 |
0.5%
|
|
| weather changes | 1 |
0.5%
|
|
| went on maternity leave | 1 |
0.5%
|
|
| went out to the farm for harvesting and it took time | 1 |
0.5%
|
|
| went to visit a relate in lundazi town | 1 |
0.5%
|
|
| when i bought the goat money reduced hence had no option but wait till i had some money to restart | 1 |
0.5%
|
|
| woker started stealing | 1 |
0.5%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.