2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
H.13 There are different reasons for people having the kind of products we have (H13)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
822
Invalid:
11959
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 11
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Cannot afford to lose the thing that is covered | 140 |
17%
|
| 2 | The cost is low compared to the consequences of loss | 72 |
8.8%
|
| 3 | Being insured stops you worrying about losing things | 117 |
14.2%
|
| 4 | Have to make provision for my old age | 20 |
2.4%
|
| 5 | It is required by law to have it | 103 |
12.5%
|
| 6 | It is better to be safe than sorry later | 106 |
12.9%
|
| 7 | Have to make provision for when things go wrong | 82 |
10%
|
| 8 | To cover my loan when something happens to me | 11 |
1.3%
|
| 9 | To make sure my family has money to cover expenses in the ev | 44 |
5.4%
|
| 10 | Other specify | 33 |
4%
|
| 11 | Does not know | 94 |
11.4%
|
| Sysmiss | 11959 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.