FinScope Zambia FinScope 2020 Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Jan 16, 2026
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Identification
Survey ID Number
ZMB-ZSA-FINSCOPE-2020-V1.0
Title
FinScope Zambia FinScope 2020 Survey
Subtitle
Fourth Edition
Country
| Name | Country code |
|---|---|
| Zambia | ZMB |
Abstract
The FinScope Zambia 2020 survey aimed to;Assess changes in the financial landscape since the prior 2015 survey; Measure the level of financial inclusion among adults across Zambia; and Inform responsive design-identifying gaps and barriers in the financial sector to drive innovation in product design and digital financial services.verview of survey objectives and coverage
Unit of Analysis
Individual Adult
Version
Version Description
V1.0
Scope
Topics
| Topic |
|---|
| Financial inclusion & exclusion |
| Access & usage of financial products |
| Digital financial services |
| Savings and investment behavior |
| Credit and borrowing practices |
| Insurance uptake and risk management |
| Payments & remittances |
Keywords
| Keyword |
|---|
| Financial inclusion |
| Access to finance |
| Usage of financial services |
| Financial literacy |
| Financial health |
| Digital financial |
| Mobile money |
| Savings and investments |
| Credit and borrowing |
| Insurance and risk management |
| Remittances |
| Livelihoods and income sources |
| Household welfare |
Coverage
Geographic Coverage
National, Rural/Urban, Province
Universe
All individuals aged 16 years and above
Producers and sponsors
Primary investigators
| Name | Affiliation |
|---|---|
| Zambia Statistics Agency | Ministry of National Developement Planning |
Producers
| Name | Affiliation | Role |
|---|---|---|
| Zambia Statistics Agency | Ministry of National Developement Planning | Survey Implementors |
| Bank Of Zambia | Coordinators of the survey |
Funding Agency/Sponsor
| Name | Role |
|---|---|
| Financial Sector Deepening Zambia | Financial support and participation in the study |
| Rural Finance Expansion Programme | Financial support and participation in the study |
| German Sparkassenstiftung | Financial support and participation in the study |
| Ministry of Finance | Financial support and participation in the study |
Sampling
Sampling Procedure
2-Stage Cluster Sample
Smapling frame: Based on 2010 Poluation Census
Sample size: 866 Eas, 12,990 households
Smapling frame: Based on 2010 Poluation Census
Sample size: 866 Eas, 12,990 households
Weighting
Individual-level weights
Data Collection
Dates of Data Collection
| Start | End |
|---|---|
| 2020-09-01 | 2020-10-10 |
Data Collection Mode
Face-to-face CAPI interviews
Access policy
Confidentiality
The Agency shall,where statistics are designated as official statistics, protect the confidentiality and identity of the source of data. Under the provision of the Statistics ACT no.13 of 2018, ZamStats is obliged to preserve the confidentiality of respondent information in all its census and survey data Before being granted access to the dataset, all users have to formally agree: 1. To make no copies of any files or portions of files to which s/he is granted access except those authorized by the Agency. 2. Not to use any technique in an attempt to learn the identity of any person, establishment, or sampling unit not identified on public use data files. 3. To hold in strictest confidence the identification of any establishment or individual that may be inadvertently revealed in any documents or discussion, or analysis. Such inadvertent identification revealed in her/his analysis will be immediately brought to the attention of the Agency
Access conditions
Micro data records are anonymized as per procedures before these are made available to users.
Micro data files are all free but under access policy conditions:
Each dataset has an access policy: Public use file - accessible to all and Licensed datasets - accessible under conditions.
The dataset has been anonymized and is available as a Public Use Dataset. It is accessible to all for statistical and research purposes only, under the following terms and conditions:
1. The data and other materials will not be redistributed or sold to other individuals, institutions, or organizations without the written agreement of the Zambia Statistics Agency
2. The data will be used for statistical and scientific research purposes only. They will be used solely for reporting of aggregated information, and not for investigation of specific individuals or organizations.
3. No attempt will be made to re-identify respondents, and no use will be made of the identity of any person or establishment discovered inadvertently.
Micro data files are all free but under access policy conditions:
Each dataset has an access policy: Public use file - accessible to all and Licensed datasets - accessible under conditions.
The dataset has been anonymized and is available as a Public Use Dataset. It is accessible to all for statistical and research purposes only, under the following terms and conditions:
1. The data and other materials will not be redistributed or sold to other individuals, institutions, or organizations without the written agreement of the Zambia Statistics Agency
2. The data will be used for statistical and scientific research purposes only. They will be used solely for reporting of aggregated information, and not for investigation of specific individuals or organizations.
3. No attempt will be made to re-identify respondents, and no use will be made of the identity of any person or establishment discovered inadvertently.
Access authority
Disclaimer and copyrights
Disclaimer
ZamStats will not bear any responsibility for the erroneous use of its data by researchers. Users should report inconsistencies in the data (both micro and aggregated) to ZamStats as soon as possible.
The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such use
The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such use
Metadata production
DDI Document ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producers
| Name | Abbreviation | Affiliation | Role |
|---|---|---|---|
| ZamStats Zambia Statistical Agency | ZamStats | Ministry of Finance and National Planning | Survey Implementers |
| Bank of Zambia | BoZ | Coodintaors of the survey |