2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
G.11.4_S. Specify what would happen to a person who fails to pay back a loan on (G11_4_S)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
223
Invalid:
0
Type:
Discrete
Width:
147
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| "mostly they do make some agreements" | 1 |
0.4%
|
|
| ACCOUNT CLOSED | 1 |
0.4%
|
|
| ALWAYS TELLING THEM TO PAY | 1 |
0.4%
|
|
| DEPENDS ON THE TERMS AND CONDITIONS | 1 |
0.4%
|
|
| DISAGREEMENTS WITH WERE THEY BORROWED FROM | 1 |
0.4%
|
|
| DUSAGREEMENTS BETWEEN PEOPLE | 1 |
0.4%
|
|
| Depends With People's Heart. | 1 |
0.4%
|
|
| Imterest would be added on top | 1 |
0.4%
|
|
| LACK OF FREE MIND | 1 |
0.4%
|
|
| May cause tension betwen parties | 1 |
0.4%
|
|
| Negociate | 1 |
0.4%
|
|
| SENT TO POLICE | 1 |
0.4%
|
|
| SUMMONED TO THE COURTS | 2 |
0.9%
|
|
| Sent to the chief | 1 |
0.4%
|
|
| Sued | 2 |
0.9%
|
|
| Summoned to court | 1 |
0.4%
|
|
| TAKE U TO COULT | 1 |
0.4%
|
|
| TAKEN TO COURT | 17 |
7.6%
|
|
| TAKEN TO POLICE | 2 |
0.9%
|
|
| TAKEN TO THE COURT | 1 |
0.4%
|
|
| TAKEN TO THE POLICE. | 1 |
0.4%
|
|
| TAKING PROPERTY | 1 |
0.4%
|
|
| Take the person to the headman | 1 |
0.4%
|
|
| Taken to chief | 1 |
0.4%
|
|
| Taken to court | 3 |
1.3%
|
|
| Taken to police | 6 |
2.7%
|
|
| The person can be sued | 1 |
0.4%
|
|
| They can be taken to court | 1 |
0.4%
|
|
| They can get sued | 1 |
0.4%
|
|
| They would get summoned to court | 1 |
0.4%
|
|
| WAIT FOR THE TO PAY | 1 |
0.4%
|
|
| YOU GET A CURSE | 1 |
0.4%
|
|
| agree with the person to pay me back slowly | 1 |
0.4%
|
|
| am not sure | 1 |
0.4%
|
|
| arguments | 1 |
0.4%
|
|
| arguments and fights | 1 |
0.4%
|
|
| arrested | 1 |
0.4%
|
|
| ask for an extension | 1 |
0.4%
|
|
| ask him to payback | 1 |
0.4%
|
|
| assest grabing | 1 |
0.4%
|
|
| be foregiven | 1 |
0.4%
|
|
| betean | 1 |
0.4%
|
|
| bewitched | 1 |
0.4%
|
|
| black listed | 1 |
0.4%
|
|
| blacklisted from borrowing money again | 1 |
0.4%
|
|
| burn him/ her | 1 |
0.4%
|
|
| confiscate stocks | 1 |
0.4%
|
|
| conflict | 2 |
0.9%
|
|
| court | 1 |
0.4%
|
|
| cut giving him | 1 |
0.4%
|
|
| death and being bewitched | 1 |
0.4%
|
|
| debtor will decide | 1 |
0.4%
|
|
| dependes on the T and C of loan | 1 |
0.4%
|
|
| depending on the conditions given | 1 |
0.4%
|
|
| depends on the agreement | 1 |
0.4%
|
|
| depened with the agreement | 1 |
0.4%
|
|
| dont give back to him | 1 |
0.4%
|
|
| extent payment time | 1 |
0.4%
|
|
| extent the date | 1 |
0.4%
|
|
| family meetings | 1 |
0.4%
|
|
| forgive | 1 |
0.4%
|
|
| forgive them | 1 |
0.4%
|
|
| get arrested | 2 |
0.9%
|
|
| gets bitten up | 1 |
0.4%
|
|
| give him time | 1 |
0.4%
|
|
| give it time /warning | 1 |
0.4%
|
|
| give that person work for the borrow | 1 |
0.4%
|
|
| give you a warning. | 1 |
0.4%
|
|
| given casual work to pay the date | 1 |
0.4%
|
|
| given time | 1 |
0.4%
|
|
| go and claim back the money | 1 |
0.4%
|
|
| go to court | 1 |
0.4%
|
|
| go to the commity | 1 |
0.4%
|
|
| hang him/her | 1 |
0.4%
|
|
| hatred between two people | 1 |
0.4%
|
|
| hatred will arise | 1 |
0.4%
|
|
| he is taken to the headman | 1 |
0.4%
|
|
| he is taken to the village head | 1 |
0.4%
|
|
| he/ she is taken to the village head | 1 |
0.4%
|
|
| he/she is taken to the chairman | 1 |
0.4%
|
|
| headman | 1 |
0.4%
|
|
| i have not borrowed any money before | 1 |
0.4%
|
|
| i will for give him/ her | 1 |
0.4%
|
|
| in rural they will take the person to the chief | 1 |
0.4%
|
|
| increase more money to be paid | 1 |
0.4%
|
|
| interest increased | 1 |
0.4%
|
|
| interest increases | 1 |
0.4%
|
|
| is taken to the chief | 1 |
0.4%
|
|
| it brings about haterange | 1 |
0.4%
|
|
| it depends on the type of the loan and where you | 1 |
0.4%
|
|
| it depends with whom you borrowed from | 1 |
0.4%
|
|
| it depents to whom he or she borrowed | 1 |
0.4%
|
|
| it will be a bad debt. | 1 |
0.4%
|
|
| l personally can forgive him/ her | 1 |
0.4%
|
|
| listed on the CRB | 1 |
0.4%
|
|
| loss of trust in the borrowee | 1 |
0.4%
|
|
| made to work | 1 |
0.4%
|
|
| made to work for the money | 1 |
0.4%
|
|
| made to work in their field | 1 |
0.4%
|
|
| make him work for me | 1 |
0.4%
|
|
| matter is taken to village head | 1 |
0.4%
|
|
| misunderstandings | 1 |
0.4%
|
|
| neigbourhood section takes up the responsibility | 1 |
0.4%
|
|
| not sure | 1 |
0.4%
|
|
| one can be witched | 1 |
0.4%
|
|
| one is taken the local authorities | 1 |
0.4%
|
|
| payment of a default fee is charged | 1 |
0.4%
|
|
| penalties will be incured | 1 |
0.4%
|
|
| people will stop crediting money to that person | 1 |
0.4%
|
|
| person will be black listed | 1 |
0.4%
|
|
| property grabbing | 1 |
0.4%
|
|
| quarel | 1 |
0.4%
|
|
| refuse to lend them another time | 1 |
0.4%
|
|
| relationship and trust destroyed | 1 |
0.4%
|
|
| report to the village headman | 1 |
0.4%
|
|
| reported to section chairman | 1 |
0.4%
|
|
| reported to the village | 1 |
0.4%
|
|
| run mad and get killed | 1 |
0.4%
|
|
| sent to court | 1 |
0.4%
|
|
| sue the person to the court of law | 1 |
0.4%
|
|
| summoned | 1 |
0.4%
|
|
| summoned to court | 2 |
0.9%
|
|
| take him or her to court | 1 |
0.4%
|
|
| take him or her to the chief | 1 |
0.4%
|
|
| take him or her to the headman | 1 |
0.4%
|
|
| take him to the head man | 1 |
0.4%
|
|
| take him/ her to the court | 1 |
0.4%
|
|
| take him/ her to the headman | 1 |
0.4%
|
|
| take him/hee to the village leaders | 1 |
0.4%
|
|
| take him/her to the court | 6 |
2.7%
|
|
| take one to the local authority | 2 |
0.9%
|
|
| take person to the police | 1 |
0.4%
|
|
| take that person to the headman | 1 |
0.4%
|
|
| take the case to the court | 1 |
0.4%
|
|
| take the person to the head man for punishment | 1 |
0.4%
|
|
| take the person to village head for punishment | 1 |
0.4%
|
|
| take them to court | 2 |
0.9%
|
|
| take them to police | 1 |
0.4%
|
|
| take them to the chief | 1 |
0.4%
|
|
| take them to the headman | 1 |
0.4%
|
|
| take to court | 3 |
1.3%
|
|
| take to the village headman | 1 |
0.4%
|
|
| take you to coult | 1 |
0.4%
|
|
| taken court | 1 |
0.4%
|
|
| taken to court | 10 |
4.5%
|
|
| taken to police | 2 |
0.9%
|
|
| taken to sibook | 1 |
0.4%
|
|
| taken to sibook or to court | 1 |
0.4%
|
|
| taken to the court | 2 |
0.9%
|
|
| taken to the headman | 1 |
0.4%
|
|
| taken to the local aythorities | 1 |
0.4%
|
|
| taken to the police | 1 |
0.4%
|
|
| taken to tradional rulers | 1 |
0.4%
|
|
| that will be a big case on tge defaulter | 1 |
0.4%
|
|
| the person might be charged more from the salary. | 1 |
0.4%
|
|
| there is trouble | 1 |
0.4%
|
|
| there would be disagreements | 1 |
0.4%
|
|
| they are taken to the headman | 1 |
0.4%
|
|
| they give you time to find the money | 1 |
0.4%
|
|
| they increasethe interest rate | 1 |
0.4%
|
|
| they report to the credit reference berau | 1 |
0.4%
|
|
| threaten to pay | 1 |
0.4%
|
|
| through negotion | 1 |
0.4%
|
|
| trust is destroyed | 1 |
0.4%
|
|
| warned and advised | 1 |
0.4%
|
|
| we agree on another day | 1 |
0.4%
|
|
| will have disagreements with the lender | 1 |
0.4%
|
|
| wont lend money to that person again | 1 |
0.4%
|
|
| work for the lender | 1 |
0.4%
|
|
| you are given more time till you find the money | 1 |
0.4%
|
|
| you are made to work for the money | 1 |
0.4%
|
|
| you can be taken to the neighbour | 1 |
0.4%
|
|
| you promise when to pay | 1 |
0.4%
|
|
| you start arguing with tje person you owe | 1 |
0.4%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.