2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
Page views
20642
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
G.11.4 Do you know what would happen to a person who fails to pay back a loan on (G11_4)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
12621
Invalid:
160
Type:
Discrete
Decimal:
0
Width:
1
Range:
1 - 9
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Negative report at the credit reference bureaus | 209 |
1.7%
|
| 2 | Extra fees / charges | 712 |
5.6%
|
| 3 | Sent to jail | 6315 |
50%
|
| 4 | Property taken away / auction of your collateral | 3055 |
24.2%
|
| 5 | Be declared bankrupt | 28 |
0.2%
|
| 6 | Nothing | 363 |
2.9%
|
| 7 | Other (SPECIFY) | 223 |
1.8%
|
| 8 | Don't know | 1643 |
13%
|
| 9 | Refused to Answer | 73 |
0.6%
|
| Sysmiss | 160 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.