2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
Page views
20345
Downloads
100
- Data files
-
2020 Finscope
data 7 July
2022_anonymised
G.8.2 What was the main reason for you missing a payment? Do not read out (G8_2)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
879
Invalid:
11902
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 18
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | The provider of the loan did not contact me to receive payme | 12 |
1.4%
|
| 2 | I had unexpected expenses and could not pay | 161 |
18.3%
|
| 3 | I did not think I needed to pay the loan back at this time | 3 |
0.3%
|
| 4 | I forgot to pay | 20 |
2.3%
|
| 5 | I thought I would try and see if the provider of the loan wo | 0 |
0%
|
| 6 | I could not get transport | 3 |
0.3%
|
| 7 | My employer did not give me my salary | 16 |
1.8%
|
| 8 | People/institution I supply goods to did not pay me | 2 |
0.2%
|
| 9 | I lost my job | 7 |
0.8%
|
| 10 | I lost my crop/harvest/livestock | 15 |
1.7%
|
| 11 | I did not get a good price for my crop/harvest | 18 |
2%
|
| 12 | My business was not doing well/failed | 54 |
6.1%
|
| 13 | I was looking after a family member who was sick | 10 |
1.1%
|
| 14 | I was sick | 13 |
1.5%
|
| 15 | I did not have the money | 503 |
57.2%
|
| 16 | Money deducted by employer but not remitted to lender | 1 |
0.1%
|
| 17 | Other specify | 32 |
3.6%
|
| 18 | Refused (Do not read out) | 9 |
1%
|
| Sysmiss | 11902 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.