2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
Page views
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
E.26_S. Specify how you will mainly ensure that you have money to meet your need (E26_S)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
356
Invalid:
0
Type:
Discrete
Width:
150
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| Ask from Relatives | 1 |
0.3%
|
|
| Ask from household members and family | 1 |
0.3%
|
|
| BUSINESS | 1 |
0.3%
|
|
| Building houses to put on rent | 1 |
0.3%
|
|
| Business | 1 |
0.3%
|
|
| Buy cows and sell later on | 1 |
0.3%
|
|
| By working extra hard by now | 1 |
0.3%
|
|
| DEPEND ON FAMILY | 1 |
0.3%
|
|
| DO NOT KNOW | 1 |
0.3%
|
|
| Do more work | 1 |
0.3%
|
|
| Do. business | 1 |
0.3%
|
|
| Does nothing | 1 |
0.3%
|
|
| EDUCATION | 1 |
0.3%
|
|
| Educating my self | 1 |
0.3%
|
|
| Education | 3 |
0.8%
|
|
| Education. | 1 |
0.3%
|
|
| FAMILT | 1 |
0.3%
|
|
| FAMILY | 2 |
0.6%
|
|
| FINISH MY EDUCATION AND START WORK | 1 |
0.3%
|
|
| FROM FAMILY | 1 |
0.3%
|
|
| FROM PARENTS | 1 |
0.3%
|
|
| Farm business | 1 |
0.3%
|
|
| Farming | 1 |
0.3%
|
|
| From my cows | 1 |
0.3%
|
|
| Go to school and get a good job | 1 |
0.3%
|
|
| Grand Children | 1 |
0.3%
|
|
| Grand children | 1 |
0.3%
|
|
| HAVE PLANS TO OPEN A SAVINGS ACCOUNT | 1 |
0.3%
|
|
| HAVENT THOUGHT ABOUT IT | 1 |
0.3%
|
|
| His farm | 1 |
0.3%
|
|
| Hustle while still young | 1 |
0.3%
|
|
| I DEPEND ON MY DAUGHTER | 1 |
0.3%
|
|
| I will be a nun | 1 |
0.3%
|
|
| IN MY INVESTMENTS | 1 |
0.3%
|
|
| Invest | 1 |
0.3%
|
|
| Investment in goods | 1 |
0.3%
|
|
| Keeping cows | 1 |
0.3%
|
|
| MONTHLY PENSION | 1 |
0.3%
|
|
| Mobile | 1 |
0.3%
|
|
| No idea | 1 |
0.3%
|
|
| Nothing | 2 |
0.6%
|
|
| Putting the shop and the house on rent | 1 |
0.3%
|
|
| Rely on my spouse | 1 |
0.3%
|
|
| Rely on parent | 1 |
0.3%
|
|
| Rely on relative | 1 |
0.3%
|
|
| Rent out my assets | 1 |
0.3%
|
|
| START WORKING | 1 |
0.3%
|
|
| Start business | 1 |
0.3%
|
|
| Start up a business | 2 |
0.6%
|
|
| TO COMPLET MY SCHOOL AND START WORK | 1 |
0.3%
|
|
| TO DO BUSINESS | 1 |
0.3%
|
|
| TO HAVE OWN SHOP | 1 |
0.3%
|
|
| TO JOIN GOVERMENT SO THAT I CAN HAVE PENSION | 1 |
0.3%
|
|
| They have nothing since they are old | 1 |
0.3%
|
|
| Through farming | 1 |
0.3%
|
|
| Through the help of family members | 1 |
0.3%
|
|
| To be a teacher | 1 |
0.3%
|
|
| To look for work after My School | 1 |
0.3%
|
|
| When I start Work | 1 |
0.3%
|
|
| When employed | 1 |
0.3%
|
|
| Will depend on my husband's pension | 1 |
0.3%
|
|
| Work | 1 |
0.3%
|
|
| Work extra hard | 1 |
0.3%
|
|
| aged | 1 |
0.3%
|
|
| alread old | 1 |
0.3%
|
|
| already old | 3 |
0.8%
|
|
| already old and kept by grand children | 1 |
0.3%
|
|
| am old l can't do anything | 1 |
0.3%
|
|
| ask family for help | 1 |
0.3%
|
|
| ask from family for capital | 1 |
0.3%
|
|
| being a musician | 1 |
0.3%
|
|
| betting | 1 |
0.3%
|
|
| borrowing from an organisation | 1 |
0.3%
|
|
| build houses in town | 1 |
0.3%
|
|
| building a house to rent out | 1 |
0.3%
|
|
| building houses | 1 |
0.3%
|
|
| burning chaco | 1 |
0.3%
|
|
| burning charcoal | 1 |
0.3%
|
|
| business | 5 |
1.4%
|
|
| buying a vihicle | 1 |
0.3%
|
|
| buying alot of cattle to use in future | 1 |
0.3%
|
|
| buying livestock | 1 |
0.3%
|
|
| buying livestocks to keep | 1 |
0.3%
|
|
| by having livestock | 1 |
0.3%
|
|
| chacoal burning | 1 |
0.3%
|
|
| charcoal burning | 2 |
0.6%
|
|
| children | 2 |
0.6%
|
|
| children education | 1 |
0.3%
|
|
| children will keep her | 1 |
0.3%
|
|
| continue fishing | 1 |
0.3%
|
|
| continue with the part time job. | 1 |
0.3%
|
|
| depend on family | 1 |
0.3%
|
|
| do business | 1 |
0.3%
|
|
| do more jobs | 1 |
0.3%
|
|
| do piece work | 1 |
0.3%
|
|
| do piece works | 2 |
0.6%
|
|
| doing business | 1 |
0.3%
|
|
| doing nothing | 1 |
0.3%
|
|
| doing piece works | 1 |
0.3%
|
|
| don't know currently have no money | 1 |
0.3%
|
|
| dont have enough money to save | 1 |
0.3%
|
|
| dont save, maybe will start saving later | 1 |
0.3%
|
|
| educate children | 1 |
0.3%
|
|
| educate my children | 1 |
0.3%
|
|
| educating someone | 1 |
0.3%
|
|
| educating your children so that they look after me | 1 |
0.3%
|
|
| education | 10 |
2.8%
|
|
| education first | 1 |
0.3%
|
|
| education oneself | 1 |
0.3%
|
|
| expand business | 1 |
0.3%
|
|
| expand on farming | 1 |
0.3%
|
|
| expanding on business | 1 |
0.3%
|
|
| family | 1 |
0.3%
|
|
| family and friends | 1 |
0.3%
|
|
| family members | 1 |
0.3%
|
|
| family to help | 1 |
0.3%
|
|
| farmily | 1 |
0.3%
|
|
| farming | 13 |
3.7%
|
|
| find a better job/ or start advanced business | 1 |
0.3%
|
|
| finding employment | 1 |
0.3%
|
|
| fishing | 7 |
2%
|
|
| from any caring person | 1 |
0.3%
|
|
| from farming | 1 |
0.3%
|
|
| from my spouse | 1 |
0.3%
|
|
| from parents | 1 |
0.3%
|
|
| from work | 1 |
0.3%
|
|
| gardening | 1 |
0.3%
|
|
| get educated | 1 |
0.3%
|
|
| get educated and get employed | 1 |
0.3%
|
|
| getting educated | 1 |
0.3%
|
|
| getting educatef so that i can start working | 1 |
0.3%
|
|
| getting from spousw | 1 |
0.3%
|
|
| go to school | 1 |
0.3%
|
|
| goat and chicken farm | 1 |
0.3%
|
|
| government | 1 |
0.3%
|
|
| government will help | 1 |
0.3%
|
|
| grow cassava | 1 |
0.3%
|
|
| handouts | 1 |
0.3%
|
|
| has no plan | 1 |
0.3%
|
|
| have not implemented anything yet | 1 |
0.3%
|
|
| have plans but no money | 2 |
0.6%
|
|
| i depend on my children | 1 |
0.3%
|
|
| i don't know | 1 |
0.3%
|
|
| i dont consider that because i have no money | 1 |
0.3%
|
|
| i dont have | 1 |
0.3%
|
|
| i m a student | 1 |
0.3%
|
|
| i plan to start saving money | 1 |
0.3%
|
|
| i will be selling chickens | 1 |
0.3%
|
|
| i will start saving | 1 |
0.3%
|
|
| i would reply on well wisers to assist me | 1 |
0.3%
|
|
| i'm already old and don't need such | 1 |
0.3%
|
|
| iam already old and doing nothing | 1 |
0.3%
|
|
| im old cant do anything | 1 |
0.3%
|
|
| inverstment | 1 |
0.3%
|
|
| invest | 3 |
0.8%
|
|
| invest in a business | 1 |
0.3%
|
|
| invest in livestock (buy more) | 1 |
0.3%
|
|
| investing | 3 |
0.8%
|
|
| investment | 1 |
0.3%
|
|
| investments | 2 |
0.6%
|
|
| investments in houses | 1 |
0.3%
|
|
| just stay home | 1 |
0.3%
|
|
| just thinking about it | 1 |
0.3%
|
|
| just thre work i do | 1 |
0.3%
|
|
| just to work extra hard now | 1 |
0.3%
|
|
| keep livestock | 1 |
0.3%
|
|
| keep money aside for the future | 1 |
0.3%
|
|
| keeping goats | 1 |
0.3%
|
|
| keeping livestock to be sold for this situation | 1 |
0.3%
|
|
| l will be farming | 1 |
0.3%
|
|
| livestock | 2 |
0.6%
|
|
| looking for work | 1 |
0.3%
|
|
| make charcoal | 1 |
0.3%
|
|
| make sure i educate myself so i get a good job | 1 |
0.3%
|
|
| make the right investments | 1 |
0.3%
|
|
| maybe capital | 1 |
0.3%
|
|
| my childrens and saving | 1 |
0.3%
|
|
| my current business | 1 |
0.3%
|
|
| my farmily will help me | 1 |
0.3%
|
|
| my small business | 1 |
0.3%
|
|
| never thought about that | 1 |
0.3%
|
|
| nieces and nephews | 1 |
0.3%
|
|
| no contact | 1 |
0.3%
|
|
| no mention | 1 |
0.3%
|
|
| no money is available to make future plans | 1 |
0.3%
|
|
| no plans | 2 |
0.6%
|
|
| no plans yet | 1 |
0.3%
|
|
| no plans yet because of not working | 1 |
0.3%
|
|
| no plans yet has never thought about it | 1 |
0.3%
|
|
| non of the above | 1 |
0.3%
|
|
| none | 4 |
1.1%
|
|
| none of the above | 1 |
0.3%
|
|
| northimg | 1 |
0.3%
|
|
| not applicable | 2 |
0.6%
|
|
| nothing | 23 |
6.5%
|
|
| nothing for now | 1 |
0.3%
|
|
| nothing in place | 1 |
0.3%
|
|
| nothing to do, unless someone comes and help me | 1 |
0.3%
|
|
| nothing yet | 1 |
0.3%
|
|
| nothing. | 1 |
0.3%
|
|
| old age no plan | 1 |
0.3%
|
|
| only worried about her children | 1 |
0.3%
|
|
| parenst | 1 |
0.3%
|
|
| parents | 3 |
0.8%
|
|
| parents will pay for me | 1 |
0.3%
|
|
| peacework | 1 |
0.3%
|
|
| pice workinging | 1 |
0.3%
|
|
| piece work | 3 |
0.8%
|
|
| piece works | 4 |
1.1%
|
|
| raising cattle | 1 |
0.3%
|
|
| rearing chickens | 1 |
0.3%
|
|
| refused to answer | 1 |
0.3%
|
|
| rely on children | 1 |
0.3%
|
|
| rely on family | 1 |
0.3%
|
|
| rely on family for help | 1 |
0.3%
|
|
| rely on government support | 1 |
0.3%
|
|
| rely on help from sisters | 1 |
0.3%
|
|
| rely on kids to support him | 1 |
0.3%
|
|
| rely on parents | 1 |
0.3%
|
|
| rentals | 1 |
0.3%
|
|
| sales | 1 |
0.3%
|
|
| save alone | 1 |
0.3%
|
|
| save when she starts work | 1 |
0.3%
|
|
| saving | 1 |
0.3%
|
|
| savings after starting a power business | 1 |
0.3%
|
|
| savings when he starts work or settle | 1 |
0.3%
|
|
| sell farm produce | 1 |
0.3%
|
|
| sell mainze | 1 |
0.3%
|
|
| selling firewood | 1 |
0.3%
|
|
| send a child to school | 1 |
0.3%
|
|
| social investment | 1 |
0.3%
|
|
| sold katata | 1 |
0.3%
|
|
| spouse | 1 |
0.3%
|
|
| spouse has savings | 1 |
0.3%
|
|
| start a business | 1 |
0.3%
|
|
| start banana business | 1 |
0.3%
|
|
| start business | 1 |
0.3%
|
|
| start permanent work | 1 |
0.3%
|
|
| start work | 1 |
0.3%
|
|
| start work after school and start saving | 1 |
0.3%
|
|
| still planning | 1 |
0.3%
|
|
| studying | 1 |
0.3%
|
|
| taking all children to school | 1 |
0.3%
|
|
| through farming | 3 |
0.8%
|
|
| through myself improyed busness | 1 |
0.3%
|
|
| through peace work | 1 |
0.3%
|
|
| through piece work | 1 |
0.3%
|
|
| throught the porperties | 1 |
0.3%
|
|
| to complete my education | 1 |
0.3%
|
|
| to do farming and fishing | 1 |
0.3%
|
|
| try to work hard | 1 |
0.3%
|
|
| trying hard to save but its hard | 1 |
0.3%
|
|
| video production | 1 |
0.3%
|
|
| waiting for children to finish school and keep me | 1 |
0.3%
|
|
| waiting to find some money to start business | 1 |
0.3%
|
|
| we sell charcoal | 1 |
0.3%
|
|
| when i finish school and start working | 1 |
0.3%
|
|
| will start working | 1 |
0.3%
|
|
| work | 1 |
0.3%
|
|
| work extra | 1 |
0.3%
|
|
| work hard | 4 |
1.1%
|
|
| work harder | 1 |
0.3%
|
|
| working | 4 |
1.1%
|
|
| working extra hard | 3 |
0.8%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.