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2020 FinScope Survey
Fourth Edition

Zambia, 2020
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Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
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Created on
Aug 17, 2025
Last modified
Feb 26, 2026
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E.22_3_S. Specify what your main source of money would be if you needed it in 1 (E22_3_S)

Data file: 2020 Finscope data 7 July 2022_anonymised

Overview

Valid: 245
Invalid: 0
Type: Discrete
Width: 150
Range: -
Format: character

Questions and instructions

Categories
Value Category Cases
"he does sold crops e.g maize 1
0.4%
"she does sold crops as well" 1
0.4%
BORROW FROM EMPLOYER 1
0.4%
BORROW FROM FRIEND 1
0.4%
BORROW FROM MOBILE MONEY OR PEOPLE IN COMMUNITY 1
0.4%
BORROW FROM MTN 2
0.8%
BORROW FROM MY SUPERVISER FROM SCHOOL COFERS 1
0.4%
BORROW WITHOUT INTREST 1
0.4%
BUSINESS 3
1.2%
Borrow ftrom the chairman in the compound 1
0.4%
Can burn charcoal and sale 1
0.4%
Collect from people owning 1
0.4%
DO PIECE WORK 1
0.4%
Employer 1
0.4%
FRIENDS 1
0.4%
FROM THE PARENTS 1
0.4%
Fishing 1
0.4%
GET A SALARY ADVANCE 1
0.4%
Hustling for it 1
0.4%
MY BUSINESS 1
0.4%
PIECE WORKS 1
0.4%
Rely on selling livestock 1
0.4%
SELLING OF MAIZE GRAINS 1
0.4%
Sale farm product 1
0.4%
Sale of livestock 1
0.4%
Sell crop produce 1
0.4%
Sell crops 1
0.4%
Sell maize at the market 1
0.4%
Sell something from the garden and livestock 1
0.4%
Selling Maize 1
0.4%
The selling of maize 1
0.4%
Unless i work 1
0.4%
WORK EXTRA HARD 1
0.4%
Would have made it at work 1
0.4%
ask from my dad 1
0.4%
borrow 1
0.4%
borrow from boss 1
0.4%
borrow from chilimba 1
0.4%
borrow from employer 5
2%
borrow from micro loans 1
0.4%
borrow from mobile money 1
0.4%
borrow from the friend because there is no intrest 1
0.4%
borrow from work 1
0.4%
brew some beer to sell 1
0.4%
business 10
4.1%
business money 1
0.4%
business she runs 1
0.4%
bussiness partner 1
0.4%
bussinnes money 1
0.4%
by selling livestrock(pigs,goats) 1
0.4%
can do a experience 1
0.4%
can do peace work 1
0.4%
can go fishing in the lake 1
0.4%
can still sell charcoal 1
0.4%
can work for it 1
0.4%
cant find it 1
0.4%
catch fish and sell as well as work for others 1
0.4%
catching fish to sale 1
0.4%
charcoal salels 1
0.4%
chilimba 1
0.4%
company 1
0.4%
do a piece work 1
0.4%
do a piece work to raise money 1
0.4%
do business 1
0.4%
do extar work 1
0.4%
do fishing 1
0.4%
do peace work 1
0.4%
do piece work 3
1.2%
do piece works 1
0.4%
do piece works/ extra work 1
0.4%
do pieceworks 1
0.4%
do some casual work 1
0.4%
do some piece work 3
1.2%
do some work 1
0.4%
employer 1
0.4%
farm produce 1
0.4%
farm produce and livestock 1
0.4%
find piece work 1
0.4%
fishing 1
0.4%
from business 5
2%
from employer 1
0.4%
from farming 1
0.4%
from fishing 1
0.4%
from husband 2
0.8%
from my business 2
0.8%
from my children 1
0.4%
from my employer 1
0.4%
from my shop 1
0.4%
from other business 1
0.4%
from our business 1
0.4%
from salary advance 1
0.4%
from selling fish 1
0.4%
from stationery business 1
0.4%
from the business 2
0.8%
from the fishing business 1
0.4%
from the saloon business 1
0.4%
from the savinggs at the bank 1
0.4%
from the shop 3
1.2%
get an advance from work 1
0.4%
get from family 1
0.4%
get from village banking 1
0.4%
get money from work 1
0.4%
getting an advance 1
0.4%
grocery store 1
0.4%
hard work from a business 1
0.4%
he better work for it 1
0.4%
her aunt pays 1
0.4%
i would go fishing and later sell the fish 1
0.4%
i would sale maize 1
0.4%
i would sell the maize 1
0.4%
in building 1
0.4%
income from pieceworks 1
0.4%
institution i work for 1
0.4%
look for peice work 1
0.4%
mobile money 1
0.4%
my children 1
0.4%
my employer or workmates 1
0.4%
my family 1
0.4%
my husband 1
0.4%
my parents 1
0.4%
my wife sells beer and i'd sell charcoal 1
0.4%
offering services-transport 1
0.4%
own money earned from farming 1
0.4%
parents 2
0.8%
parents savings 1
0.4%
personal business 1
0.4%
piece of work 2
0.8%
piece work 8
3.3%
piece work and sell so!e personal items 1
0.4%
piece work jobs 1
0.4%
piece works 2
0.8%
piecework 1
0.4%
plait hair to get an income 1
0.4%
relatives 1
0.4%
rely on business 2
0.8%
rely on bussiness 1
0.4%
rely on chilimba 1
0.4%
rely on my friend 1
0.4%
rely on the business 1
0.4%
rely on wife 1
0.4%
rentals 1
0.4%
salary 1
0.4%
salary advance 1
0.4%
sale crops 1
0.4%
sale fish 1
0.4%
sale goods 1
0.4%
sale my maize 1
0.4%
sale own agriculture produce 1
0.4%
same busness 1
0.4%
seling some of his household property 1
0.4%
sell alivestock 1
0.4%
sell charcoal 1
0.4%
sell chickens 2
0.8%
sell chisense 1
0.4%
sell farm produce 2
0.8%
sell farm produce/livestock 1
0.4%
sell fish 2
0.8%
sell goats 1
0.4%
sell goods 1
0.4%
sell livestock 2
0.8%
sell mainze 1
0.4%
sell my crops 1
0.4%
sell of livestock 1
0.4%
sell some farm produce 1
0.4%
sell some maize 1
0.4%
sell the inputs 1
0.4%
sell things in my shop 1
0.4%
sell traditional beer 1
0.4%
selling charcoal 1
0.4%
selling doors i make on my own 1
0.4%
selling fiah 1
0.4%
selling livestock 2
0.8%
selling maize 1
0.4%
selling of farm produce 1
0.4%
sold crops 1
0.4%
sold crops e.g maize and save. 1
0.4%
spouse 1
0.4%
still sale vegitables 1
0.4%
take more driving assignments 1
0.4%
the business 1
0.4%
through business 1
0.4%
through family 1
0.4%
through peice works 1
0.4%
through selling chacoal 1
0.4%
use the money we keep in the house 1
0.4%
village bank 1
0.4%
work 1
0.4%
work extra hard 2
0.8%
work for it 1
0.4%
work for it,through pieceworks 1
0.4%
work had 1
0.4%
work hard 1
0.4%
work hard to get it 1
0.4%
work hard to get the money 1
0.4%
work harder 2
0.8%
work more hard 1
0.4%
would give one of the belongings as surity 1
0.4%
would raise it through bycicle repairing 1
0.4%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
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