2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
E.22.3 What would be your MAIN source of money if you needed it in 1 week? (E22_3)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
2932
Invalid:
9849
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 20
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Savings | 1057 |
36.1%
|
| 2 | Rely on savings group social fund | 49 |
1.7%
|
| 3 | Borrow from a bank | 51 |
1.7%
|
| 4 | Borrow from microfinance institution such as Madison Finance | 20 |
0.7%
|
| 5 | Borrow from microlender such as Innovate | 9 |
0.3%
|
| 6 | Borrow from a savings and credit cooperative (SACCO) | 7 |
0.2%
|
| 7 | Borrow from savings group | 57 |
1.9%
|
| 8 | Borrow from moneylender/kaloba/shylock | 68 |
2.3%
|
| 9 | Borrow from family/friends | 620 |
21.1%
|
| 10 | Rely on family and friends for gifts | 344 |
11.7%
|
| 11 | Rely on the community for gifts | 15 |
0.5%
|
| 12 | Sell something that I bought for this purpose | 128 |
4.4%
|
| 13 | Sell something not intentionally bought for this purpose | 173 |
5.9%
|
| 14 | Cut back on expenses | 32 |
1.1%
|
| 15 | Cut back on meals | 5 |
0.2%
|
| 16 | Take children out of school | 0 |
0%
|
| 17 | Claim insurance | 0 |
0%
|
| 18 | Other, specify | 245 |
8.4%
|
| 19 | Don?t know(Do not read out) | 42 |
1.4%
|
| 20 | Refused to Answer(Do not read out) | 10 |
0.3%
|
| Sysmiss | 9849 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.