2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
E.10. How/where will you get most of the money to pay for?.(read option mentione (E10)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
12716
Invalid:
65
Type:
Discrete
Decimal:
0
Width:
2
Range:
1 - 18
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Savings | 3569 |
28.1%
|
| 2 | Rely on savings group social fund | 44 |
0.3%
|
| 3 | Borrow from a bank | 89 |
0.7%
|
| 4 | Borrow from microfinance institution such as EFC | 25 |
0.2%
|
| 5 | Borrow from microlender such as Agora | 13 |
0.1%
|
| 6 | Borrow from a savings and credit cooperative (SACCO) | 8 |
0.1%
|
| 7 | Borrow from savings group | 28 |
0.2%
|
| 8 | Borrow from moneylender/kaloba/shylock | 103 |
0.8%
|
| 9 | Borrow from family/friends | 884 |
7%
|
| 10 | Rely on family and friends for gifts | 3144 |
24.7%
|
| 11 | Rely on the community for gifts | 167 |
1.3%
|
| 12 | Sell something that I bought for this purpose | 533 |
4.2%
|
| 13 | Sell something not intentionally bought for this purpose | 414 |
3.3%
|
| 14 | Cut back on expenses | 416 |
3.3%
|
| 15 | Cut back on meals | 105 |
0.8%
|
| 16 | Take children out of school | 47 |
0.4%
|
| 17 | Other, specify | 1958 |
15.4%
|
| 18 | Don?t know | 1169 |
9.2%
|
| Sysmiss | 65 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.