2020 FinScope Survey
Fourth Edition
Zambia, 2020
Get Microdata
Reference ID
ZMB-ZSA-FINSCOPE-2020-V1.0
Producer(s)
Zambia Statistics Agency
Metadata
Created on
Aug 17, 2025
Last modified
Feb 26, 2026
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- Data files
-
2020 Finscope
data 7 July
2022_anonymised
D2.1 Thinking of your regular expenses, EXCLUDING food and clothing, what is mos (D2_1)
Data file: 2020 Finscope data 7 July 2022_anonymised
Overview
Valid:
12725
Invalid:
56
Minimum:
1
Maximum:
25
Type:
Continuous
Decimal:
0
Width:
2
Range:
1 - 25
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Rent | 1678 |
13.2%
|
| 2 | Electricity bills | 573 |
4.5%
|
| 3 | Water bills | 242 |
1.9%
|
| 4 | Telephone/talk time | 223 |
1.8%
|
| 5 | Medical expenses | 503 |
4%
|
| 6 | School / tuition fees | 3086 |
24.3%
|
| 7 | Fuel ? Charcoal / Wood / Paraffin | 309 |
2.4%
|
| 8 | Petrol / Diesel | 13 |
0.1%
|
| 9 | Save or put money away ? into a bank or microfinance institu | 156 |
1.2%
|
| 10 | Chilimba contribution | 32 |
0.3%
|
| 11 | Savings group contribution | 116 |
0.9%
|
| 12 | Money owed to store where I got goods | 50 |
0.4%
|
| 13 | Money owed to suppliers of the goods I sell | 24 |
0.2%
|
| 14 | Loan from bank | 5 |
0%
|
| 15 | Loan from a microfinance institution e.g. Finca | 2 |
0%
|
| 16 | Loan from a microlender e.g. Izwe Loans | 3 |
0%
|
| 17 | Loan from a savings and credit cooperative (SACCO) | 2 |
0%
|
| 18 | Insurance | 0 |
0%
|
| 19 | Investment in the capital market | 22 |
0.2%
|
| 20 | Loan from a building society | 1 |
0%
|
| 21 | Loan from a savings group | 4 |
0%
|
| 22 | Loan from moneylender e.g. Kaloba, shylock | 7 |
0.1%
|
| 23 | Money owed to family/friends | 296 |
2.3%
|
| 24 | Other, specify | 2314 |
18.2%
|
| 25 | I don?t have expenses | 3064 |
24.1%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.