2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6367
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AF12 What are some of the challenges......loan for your business. Other, specify (AF12_OTHER_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
41
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| Doesn't face any challenge | 1 |
2.4%
|
|
| FNB,STANBIC,ZANACO OTHER BQNKS NEED 10% IN QCCOUNT BEFORE TRANSFER IS DONE | 1 |
2.4%
|
|
| Faced no challenges | 1 |
2.4%
|
|
| HAVE NO CHALLENGES | 1 |
2.4%
|
|
| MISSCOMMUNICATION | 1 |
2.4%
|
|
| NON | 1 |
2.4%
|
|
| NONE | 5 |
12.2%
|
|
| No challenges | 3 |
7.3%
|
|
| No challenges experienced | 1 |
2.4%
|
|
| No problem | 1 |
2.4%
|
|
| Non | 1 |
2.4%
|
|
| PARENTS DONT DEPOSIT TO BANK | 1 |
2.4%
|
|
| There were no challenges because he applied to Citizen empowerment which was a government progr | 1 |
2.4%
|
|
| delayment of receiving the loan | 1 |
2.4%
|
|
| did not have challenges | 1 |
2.4%
|
|
| did not have challenges | 1 |
2.4%
|
|
| difficulties in obtaining right documents | 1 |
2.4%
|
|
| had no challenges | 1 |
2.4%
|
|
| never tried | 1 |
2.4%
|
|
| no challege | 1 |
2.4%
|
|
| no challenges | 6 |
14.6%
|
|
| no connections | 1 |
2.4%
|
|
| no financial backing | 1 |
2.4%
|
|
| no problem | 1 |
2.4%
|
|
| none | 3 |
7.3%
|
|
| not being told the truth | 1 |
2.4%
|
|
| they do not give grace period | 1 |
2.4%
|
|
| they normally give those they know | 1 |
2.4%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.