2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6477
Downloads
19
AF12 What are some of the challenges that hinder you from obtaining a loan for your business? (AF12_CHALLENGES_HINDER_OBTAIN_LO)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
316
Invalid:
0
Type:
Discrete
Width:
60
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| A | 65 |
20.6%
|
|
| AB | 2 |
0.6%
|
|
| ABC | 1 |
0.3%
|
|
| ABCF | 1 |
0.3%
|
|
| ABFGM | 1 |
0.3%
|
|
| ABFLN | 1 |
0.3%
|
|
| AC | 2 |
0.6%
|
|
| ACDEF | 1 |
0.3%
|
|
| ACFGK | 1 |
0.3%
|
|
| ACFGM | 1 |
0.3%
|
|
| ACFK | 1 |
0.3%
|
|
| ACG | 1 |
0.3%
|
|
| ACGH | 1 |
0.3%
|
|
| ADF | 1 |
0.3%
|
|
| ADFK | 1 |
0.3%
|
|
| ADG | 2 |
0.6%
|
|
| AEFL | 1 |
0.3%
|
|
| AF | 6 |
1.9%
|
|
| AFG | 5 |
1.6%
|
|
| AFGLM | 1 |
0.3%
|
|
| AFH | 2 |
0.6%
|
|
| AFL | 5 |
1.6%
|
|
| AFN | 1 |
0.3%
|
|
| AG | 13 |
4.1%
|
|
| AGK | 3 |
0.9%
|
|
| AH | 1 |
0.3%
|
|
| AIL | 1 |
0.3%
|
|
| AK | 4 |
1.3%
|
|
| AKL | 1 |
0.3%
|
|
| AL | 15 |
4.7%
|
|
| AM | 1 |
0.3%
|
|
| AN | 1 |
0.3%
|
|
| B | 3 |
0.9%
|
|
| BCF | 1 |
0.3%
|
|
| BCGH | 1 |
0.3%
|
|
| BEI | 1 |
0.3%
|
|
| BEK | 1 |
0.3%
|
|
| BF | 1 |
0.3%
|
|
| BFG | 1 |
0.3%
|
|
| BG | 2 |
0.6%
|
|
| BL | 1 |
0.3%
|
|
| C | 4 |
1.3%
|
|
| CD | 1 |
0.3%
|
|
| CDG | 1 |
0.3%
|
|
| CF | 1 |
0.3%
|
|
| CK | 1 |
0.3%
|
|
| CM | 2 |
0.6%
|
|
| D | 1 |
0.3%
|
|
| DG | 1 |
0.3%
|
|
| E | 1 |
0.3%
|
|
| EGL | 1 |
0.3%
|
|
| F | 27 |
8.5%
|
|
| FG | 4 |
1.3%
|
|
| FGL | 1 |
0.3%
|
|
| FI | 2 |
0.6%
|
|
| FK | 3 |
0.9%
|
|
| FL | 1 |
0.3%
|
|
| FLM | 1 |
0.3%
|
|
| G | 15 |
4.7%
|
|
| GH | 2 |
0.6%
|
|
| GI | 1 |
0.3%
|
|
| GK | 1 |
0.3%
|
|
| GL | 3 |
0.9%
|
|
| HN | 1 |
0.3%
|
|
| I | 1 |
0.3%
|
|
| J | 1 |
0.3%
|
|
| K | 5 |
1.6%
|
|
| KL | 1 |
0.3%
|
|
| KN | 1 |
0.3%
|
|
| L | 11 |
3.5%
|
|
| LN | 1 |
0.3%
|
|
| M | 1 |
0.3%
|
|
| N | 35 |
11.1%
|
|
| O | 27 |
8.5%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.