2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
17783
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BD14 What was the main reason why you started this particular business? (BD14_OTHER_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
125
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| Admired fishing | 1 |
0.8%
|
|
| After the death of husband | 1 |
0.8%
|
|
| BECAUSE OF THE ACDIDENT..LEG AMPUTATED | 1 |
0.8%
|
|
| COVID 19 PANDEMIC | 1 |
0.8%
|
|
| CREATE EMPLOYMENT | 1 |
0.8%
|
|
| DEVELOPMENT OF GDP | 1 |
0.8%
|
|
| DREAMT LATE PARENTS TOLD HIM TO START | 1 |
0.8%
|
|
| DUE TO RETIREMENT | 1 |
0.8%
|
|
| Had challanges to Provide for my Baby after Divorce | 1 |
0.8%
|
|
| Had nothing todo | 1 |
0.8%
|
|
| Husband ran away and left me with children, | 1 |
0.8%
|
|
| Medical Report | 1 |
0.8%
|
|
| NO JOB SECURITY | 1 |
0.8%
|
|
| PROVIDE EMPLOYMENT TO OTHER PEOPLE | 1 |
0.8%
|
|
| PROVIDER GOT VERY SICK | 1 |
0.8%
|
|
| Power in charcoal selling was diminishing | 1 |
0.8%
|
|
| Previously was selling beers, stopped due to church regulati | 1 |
0.8%
|
|
| RETIRED | 1 |
0.8%
|
|
| Retired from being a nurse | 1 |
0.8%
|
|
| THE BUSINESS NEEDED SMALLER CAPITAL | 1 |
0.8%
|
|
| THE BUSINESS WE WERE DOING COLLAPSED AND STARTED THE CHARCOA | 1 |
0.8%
|
|
| TO EARN MONEY FOR THE FAMILY | 1 |
0.8%
|
|
| TO TAKE OF MY RETIREMENT | 1 |
0.8%
|
|
| The shop and all the goods got burnt | 1 |
0.8%
|
|
| To earn a living | 14 |
11.2%
|
|
| after death of hubby | 1 |
0.8%
|
|
| after divorce needed to earn a living | 1 |
0.8%
|
|
| after husband got disabled | 1 |
0.8%
|
|
| because l needed money to take care of my family | 1 |
0.8%
|
|
| change of location | 1 |
0.8%
|
|
| chicken rearing | 1 |
0.8%
|
|
| company was closed | 1 |
0.8%
|
|
| could not find a job | 1 |
0.8%
|
|
| could not findd employment, to earn a living | 1 |
0.8%
|
|
| death of husband lead start of business | 1 |
0.8%
|
|
| due to illness | 1 |
0.8%
|
|
| due to poverty | 1 |
0.8%
|
|
| due to the death of the husband | 1 |
0.8%
|
|
| for self sustainance | 1 |
0.8%
|
|
| for sustainance | 3 |
2.4%
|
|
| got tired of farming | 1 |
0.8%
|
|
| had to find means to survive after the divorce | 1 |
0.8%
|
|
| hased by the husband then went back to the village Farming | 1 |
0.8%
|
|
| he was stoped from working due to covid 19 pandemic | 1 |
0.8%
|
|
| home consumption | 1 |
0.8%
|
|
| household consumption | 1 |
0.8%
|
|
| husband died | 1 |
0.8%
|
|
| in order to raise money for the children | 1 |
0.8%
|
|
| in order to take care of parents at the farm | 1 |
0.8%
|
|
| its a means of income | 1 |
0.8%
|
|
| lack of sponsor for school | 1 |
0.8%
|
|
| loss of her husband s jo | 1 |
0.8%
|
|
| loss of husband | 1 |
0.8%
|
|
| lost employment | 1 |
0.8%
|
|
| lost interest in school | 1 |
0.8%
|
|
| lost interest in school and thought it was wasting my time | 1 |
0.8%
|
|
| lost my parents and lacked sponsorship | 1 |
0.8%
|
|
| market demand | 1 |
0.8%
|
|
| my family failed to take me to school | 1 |
0.8%
|
|
| my husband died and had no option | 1 |
0.8%
|
|
| needed to raise money to feed the family | 1 |
0.8%
|
|
| no ready market for the previous business | 1 |
0.8%
|
|
| none | 1 |
0.8%
|
|
| personal empowerment | 1 |
0.8%
|
|
| poverty | 3 |
2.4%
|
|
| raise money to feed the family | 1 |
0.8%
|
|
| retired from employment | 1 |
0.8%
|
|
| self sustainance | 5 |
4%
|
|
| separated from husband | 1 |
0.8%
|
|
| she used to sale salaula, then the money was stolen | 1 |
0.8%
|
|
| sustainance | 5 |
4%
|
|
| t | 1 |
0.8%
|
|
| the capital became too low to buy flour | 1 |
0.8%
|
|
| the previous business had no market | 1 |
0.8%
|
|
| thieves broke in my shop and store all the groceries | 1 |
0.8%
|
|
| to earn a living | 1 |
0.8%
|
|
| to earn a better living | 1 |
0.8%
|
|
| to earn a living | 14 |
11.2%
|
|
| to earn money for a living since she is not employed | 1 |
0.8%
|
|
| to earn money for her family's needs | 1 |
0.8%
|
|
| to fundrise money for college fees | 1 |
0.8%
|
|
| to gain a better living | 1 |
0.8%
|
|
| to help me raise money for my tertiary education | 1 |
0.8%
|
|
| to raise money for school fees | 1 |
0.8%
|
|
| too many suppliers of the previous business | 2 |
1.6%
|
|
| unemployment : company closed down | 1 |
0.8%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.