2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6323
Downloads
18
CC04.Did this business experience the following hardships as a result of (CC04_HARDSHIPS)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
926
Invalid:
0
Type:
Discrete
Width:
32
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| A | 346 |
37.4%
|
|
| AB | 13 |
1.4%
|
|
| ABCKEGH | 1 |
0.1%
|
|
| ABEFGH | 1 |
0.1%
|
|
| ABG | 5 |
0.5%
|
|
| ABH | 2 |
0.2%
|
|
| ABK | 9 |
1%
|
|
| ABKD | 3 |
0.3%
|
|
| ABKDF | 1 |
0.1%
|
|
| ABKDG | 1 |
0.1%
|
|
| ABKEG | 1 |
0.1%
|
|
| ABKEH | 1 |
0.1%
|
|
| ABKF | 1 |
0.1%
|
|
| ABKG | 2 |
0.2%
|
|
| AC | 1 |
0.1%
|
|
| ACFG | 1 |
0.1%
|
|
| ACH | 2 |
0.2%
|
|
| ACKD | 1 |
0.1%
|
|
| ACKFG | 1 |
0.1%
|
|
| AD | 16 |
1.7%
|
|
| ADE | 1 |
0.1%
|
|
| ADFH | 1 |
0.1%
|
|
| ADG | 2 |
0.2%
|
|
| ADH | 6 |
0.6%
|
|
| AE | 7 |
0.8%
|
|
| AEF | 1 |
0.1%
|
|
| AEFH | 1 |
0.1%
|
|
| AEG | 2 |
0.2%
|
|
| AEH | 2 |
0.2%
|
|
| AF | 5 |
0.5%
|
|
| AFH | 3 |
0.3%
|
|
| AG | 3 |
0.3%
|
|
| AGH | 1 |
0.1%
|
|
| AH | 45 |
4.9%
|
|
| AI | 1 |
0.1%
|
|
| AK | 41 |
4.4%
|
|
| AKDF | 1 |
0.1%
|
|
| AKDG | 2 |
0.2%
|
|
| AKDGH | 1 |
0.1%
|
|
| AKDH | 2 |
0.2%
|
|
| AKE | 2 |
0.2%
|
|
| AKEF | 1 |
0.1%
|
|
| AKEG | 2 |
0.2%
|
|
| AKEGH | 2 |
0.2%
|
|
| AKF | 1 |
0.1%
|
|
| AKFG | 1 |
0.1%
|
|
| AKFH | 1 |
0.1%
|
|
| AKG | 10 |
1.1%
|
|
| AKGH | 1 |
0.1%
|
|
| AKH | 18 |
1.9%
|
|
| AKI | 1 |
0.1%
|
|
| B | 31 |
3.3%
|
|
| BCK | 1 |
0.1%
|
|
| BD | 2 |
0.2%
|
|
| BDG | 1 |
0.1%
|
|
| BE | 1 |
0.1%
|
|
| BF | 1 |
0.1%
|
|
| BH | 4 |
0.4%
|
|
| BI | 1 |
0.1%
|
|
| BK | 3 |
0.3%
|
|
| BKD | 1 |
0.1%
|
|
| BKH | 1 |
0.1%
|
|
| C | 7 |
0.8%
|
|
| CF | 1 |
0.1%
|
|
| CK | 1 |
0.1%
|
|
| D | 14 |
1.5%
|
|
| DE | 1 |
0.1%
|
|
| DEH | 2 |
0.2%
|
|
| DF | 3 |
0.3%
|
|
| DFH | 1 |
0.1%
|
|
| DG | 2 |
0.2%
|
|
| DGHI | 1 |
0.1%
|
|
| DH | 2 |
0.2%
|
|
| E | 11 |
1.2%
|
|
| EH | 1 |
0.1%
|
|
| EHI | 1 |
0.1%
|
|
| F | 16 |
1.7%
|
|
| FG | 1 |
0.1%
|
|
| FGH | 1 |
0.1%
|
|
| FH | 8 |
0.9%
|
|
| FJ | 1 |
0.1%
|
|
| G | 6 |
0.6%
|
|
| H | 29 |
3.1%
|
|
| I | 4 |
0.4%
|
|
| J | 1 |
0.1%
|
|
| K | 118 |
12.7%
|
|
| KD | 1 |
0.1%
|
|
| KDF | 1 |
0.1%
|
|
| KDFGH | 1 |
0.1%
|
|
| KDFGHI | 1 |
0.1%
|
|
| KDFH | 2 |
0.2%
|
|
| KDG | 1 |
0.1%
|
|
| KDGH | 1 |
0.1%
|
|
| KDI | 2 |
0.2%
|
|
| KE | 8 |
0.9%
|
|
| KEF | 2 |
0.2%
|
|
| KF | 8 |
0.9%
|
|
| KFH | 3 |
0.3%
|
|
| KFI | 1 |
0.1%
|
|
| KG | 3 |
0.3%
|
|
| KGH | 2 |
0.2%
|
|
| KH | 28 |
3%
|
|
| KHI | 3 |
0.3%
|
|
| KI | 1 |
0.1%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.