2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6408
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BC03 What are the major challenges currently facing this business? Multiple mention (BC03_MAJOR_CHALLENGES)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
1967
Invalid:
0
Type:
Discrete
Width:
76
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| A | 27 |
1.4%
|
|
| AB | 5 |
0.3%
|
|
| ABC | 1 |
0.1%
|
|
| ABCG | 1 |
0.1%
|
|
| ABE | 2 |
0.1%
|
|
| ABG | 2 |
0.1%
|
|
| ABGL | 2 |
0.1%
|
|
| ABR | 2 |
0.1%
|
|
| AC | 5 |
0.3%
|
|
| ACD | 1 |
0.1%
|
|
| ACFGHIK | 1 |
0.1%
|
|
| ACFH | 1 |
0.1%
|
|
| ACG | 4 |
0.2%
|
|
| ACGL | 1 |
0.1%
|
|
| ACHI | 1 |
0.1%
|
|
| ACKL | 1 |
0.1%
|
|
| ACL | 1 |
0.1%
|
|
| ACOS | 1 |
0.1%
|
|
| ACQ | 1 |
0.1%
|
|
| AD | 1 |
0.1%
|
|
| ADFG | 1 |
0.1%
|
|
| ADG | 1 |
0.1%
|
|
| AEGL | 1 |
0.1%
|
|
| AF | 2 |
0.1%
|
|
| AFGL | 1 |
0.1%
|
|
| AFH | 1 |
0.1%
|
|
| AG | 5 |
0.3%
|
|
| AGJ | 1 |
0.1%
|
|
| AGK | 1 |
0.1%
|
|
| AGL | 4 |
0.2%
|
|
| AGT | 1 |
0.1%
|
|
| AH | 1 |
0.1%
|
|
| AHIKL | 1 |
0.1%
|
|
| AHJK | 1 |
0.1%
|
|
| AHS | 1 |
0.1%
|
|
| AI | 1 |
0.1%
|
|
| AK | 2 |
0.1%
|
|
| AKL | 1 |
0.1%
|
|
| AL | 4 |
0.2%
|
|
| ALN | 1 |
0.1%
|
|
| AN | 2 |
0.1%
|
|
| AQ | 1 |
0.1%
|
|
| AR | 1 |
0.1%
|
|
| B | 64 |
3.3%
|
|
| BC | 13 |
0.7%
|
|
| BCD | 1 |
0.1%
|
|
| BCDG | 1 |
0.1%
|
|
| BCEG | 1 |
0.1%
|
|
| BCFGHIKT | 1 |
0.1%
|
|
| BCG | 9 |
0.5%
|
|
| BCGL | 1 |
0.1%
|
|
| BCGMNO | 1 |
0.1%
|
|
| BCGP | 1 |
0.1%
|
|
| BCGQ | 1 |
0.1%
|
|
| BCGS | 1 |
0.1%
|
|
| BCKN | 1 |
0.1%
|
|
| BCNR | 1 |
0.1%
|
|
| BCR | 2 |
0.1%
|
|
| BCT | 1 |
0.1%
|
|
| BD | 3 |
0.2%
|
|
| BDG | 1 |
0.1%
|
|
| BE | 3 |
0.2%
|
|
| BEG | 3 |
0.2%
|
|
| BEI | 1 |
0.1%
|
|
| BEKL | 1 |
0.1%
|
|
| BEL | 1 |
0.1%
|
|
| BEN | 1 |
0.1%
|
|
| BF | 3 |
0.2%
|
|
| BFLQ | 1 |
0.1%
|
|
| BFR | 1 |
0.1%
|
|
| BG | 30 |
1.5%
|
|
| BGI | 2 |
0.1%
|
|
| BGJ | 2 |
0.1%
|
|
| BGL | 2 |
0.1%
|
|
| BGN | 2 |
0.1%
|
|
| BGNR | 1 |
0.1%
|
|
| BGO | 1 |
0.1%
|
|
| BGR | 1 |
0.1%
|
|
| BGS | 1 |
0.1%
|
|
| BI | 4 |
0.2%
|
|
| BIPQ | 1 |
0.1%
|
|
| BIT | 1 |
0.1%
|
|
| BJQ | 1 |
0.1%
|
|
| BJR | 1 |
0.1%
|
|
| BK | 5 |
0.3%
|
|
| BKL | 1 |
0.1%
|
|
| BKLM | 1 |
0.1%
|
|
| BKO | 1 |
0.1%
|
|
| BN | 2 |
0.1%
|
|
| BNP | 1 |
0.1%
|
|
| BNQ | 1 |
0.1%
|
|
| BNR | 1 |
0.1%
|
|
| BP | 1 |
0.1%
|
|
| BQ | 1 |
0.1%
|
|
| BQS | 1 |
0.1%
|
|
| BR | 7 |
0.4%
|
|
| BS | 2 |
0.1%
|
|
| C | 115 |
5.8%
|
|
| CD | 11 |
0.6%
|
|
| CDE | 2 |
0.1%
|
|
| CDEG | 1 |
0.1%
|
|
| CDG | 14 |
0.7%
|
|
| CDGI | 1 |
0.1%
|
|
| CDGN | 3 |
0.2%
|
|
| CDGNR | 1 |
0.1%
|
|
| CDGQ | 2 |
0.1%
|
|
| CDGQR | 1 |
0.1%
|
|
| CDGR | 2 |
0.1%
|
|
| CDKN | 1 |
0.1%
|
|
| CDL | 1 |
0.1%
|
|
| CDN | 1 |
0.1%
|
|
| CE | 5 |
0.3%
|
|
| CEG | 6 |
0.3%
|
|
| CEGILNQ | 1 |
0.1%
|
|
| CEGKMNOQ | 1 |
0.1%
|
|
| CEGOQ | 1 |
0.1%
|
|
| CER | 1 |
0.1%
|
|
| CF | 1 |
0.1%
|
|
| CG | 56 |
2.8%
|
|
| CGIK | 1 |
0.1%
|
|
| CGJKU | 1 |
0.1%
|
|
| CGK | 1 |
0.1%
|
|
| CGKRT | 1 |
0.1%
|
|
| CGKT | 1 |
0.1%
|
|
| CGL | 3 |
0.2%
|
|
| CGN | 6 |
0.3%
|
|
| CGNO | 1 |
0.1%
|
|
| CGNQRU | 1 |
0.1%
|
|
| CGQ | 5 |
0.3%
|
|
| CGR | 6 |
0.3%
|
|
| CGS | 1 |
0.1%
|
|
| CI | 1 |
0.1%
|
|
| CIN | 1 |
0.1%
|
|
| CIO | 1 |
0.1%
|
|
| CJL | 1 |
0.1%
|
|
| CK | 3 |
0.2%
|
|
| CKL | 1 |
0.1%
|
|
| CL | 4 |
0.2%
|
|
| CLT | 1 |
0.1%
|
|
| CN | 2 |
0.1%
|
|
| CNQ | 2 |
0.1%
|
|
| CNQR | 2 |
0.1%
|
|
| CNR | 1 |
0.1%
|
|
| CNRS | 1 |
0.1%
|
|
| CNT | 1 |
0.1%
|
|
| CO | 3 |
0.2%
|
|
| CPR | 1 |
0.1%
|
|
| CQ | 4 |
0.2%
|
|
| CR | 6 |
0.3%
|
|
| CS | 3 |
0.2%
|
|
| CT | 1 |
0.1%
|
|
| D | 23 |
1.2%
|
|
| DE | 2 |
0.1%
|
|
| DEG | 3 |
0.2%
|
|
| DEQ | 1 |
0.1%
|
|
| DG | 25 |
1.3%
|
|
| DGIK | 1 |
0.1%
|
|
| DGN | 3 |
0.2%
|
|
| DGQ | 1 |
0.1%
|
|
| DGR | 3 |
0.2%
|
|
| DGS | 1 |
0.1%
|
|
| DH | 1 |
0.1%
|
|
| DK | 1 |
0.1%
|
|
| DKOQ | 1 |
0.1%
|
|
| DN | 1 |
0.1%
|
|
| DS | 1 |
0.1%
|
|
| E | 22 |
1.1%
|
|
| EF | 1 |
0.1%
|
|
| EFGI | 1 |
0.1%
|
|
| EFR | 1 |
0.1%
|
|
| EG | 30 |
1.5%
|
|
| EGI | 2 |
0.1%
|
|
| EGJT | 1 |
0.1%
|
|
| EGK | 1 |
0.1%
|
|
| EGKLUS | 1 |
0.1%
|
|
| EGKQ | 1 |
0.1%
|
|
| EGL | 4 |
0.2%
|
|
| EGN | 1 |
0.1%
|
|
| EGNO | 2 |
0.1%
|
|
| EGNQ | 1 |
0.1%
|
|
| EGNR | 1 |
0.1%
|
|
| EGOQ | 1 |
0.1%
|
|
| EGQ | 1 |
0.1%
|
|
| EI | 1 |
0.1%
|
|
| EJK | 1 |
0.1%
|
|
| EJNR | 1 |
0.1%
|
|
| EK | 2 |
0.1%
|
|
| EKN | 1 |
0.1%
|
|
| EL | 1 |
0.1%
|
|
| ELT | 1 |
0.1%
|
|
| EOQ | 2 |
0.1%
|
|
| EPQ | 1 |
0.1%
|
|
| EQ | 3 |
0.2%
|
|
| EQT | 1 |
0.1%
|
|
| ER | 7 |
0.4%
|
|
| ES | 2 |
0.1%
|
|
| F | 4 |
0.2%
|
|
| FG | 3 |
0.2%
|
|
| FGI | 1 |
0.1%
|
|
| FGN | 1 |
0.1%
|
|
| FHR | 1 |
0.1%
|
|
| FJ | 1 |
0.1%
|
|
| FLNS | 1 |
0.1%
|
|
| FLO | 1 |
0.1%
|
|
| FN | 1 |
0.1%
|
|
| FP | 1 |
0.1%
|
|
| G | 530 |
26.9%
|
|
| GHL | 1 |
0.1%
|
|
| GI | 8 |
0.4%
|
|
| GIL | 1 |
0.1%
|
|
| GIQ | 1 |
0.1%
|
|
| GIS | 1 |
0.1%
|
|
| GJ | 12 |
0.6%
|
|
| GJK | 4 |
0.2%
|
|
| GJQ | 1 |
0.1%
|
|
| GJS | 1 |
0.1%
|
|
| GJU | 1 |
0.1%
|
|
| GK | 4 |
0.2%
|
|
| GKLN | 1 |
0.1%
|
|
| GKN | 2 |
0.1%
|
|
| GKO | 1 |
0.1%
|
|
| GKQ | 1 |
0.1%
|
|
| GKR | 2 |
0.1%
|
|
| GL | 15 |
0.8%
|
|
| GLR | 1 |
0.1%
|
|
| GM | 1 |
0.1%
|
|
| GMN | 2 |
0.1%
|
|
| GMS | 1 |
0.1%
|
|
| GN | 27 |
1.4%
|
|
| GNO | 1 |
0.1%
|
|
| GNOR | 1 |
0.1%
|
|
| GNPQ | 1 |
0.1%
|
|
| GNQ | 2 |
0.1%
|
|
| GNQS | 1 |
0.1%
|
|
| GNR | 1 |
0.1%
|
|
| GNS | 1 |
0.1%
|
|
| GO | 5 |
0.3%
|
|
| GOP | 1 |
0.1%
|
|
| GOT | 1 |
0.1%
|
|
| GOU | 1 |
0.1%
|
|
| GQ | 22 |
1.1%
|
|
| GQS | 1 |
0.1%
|
|
| GR | 12 |
0.6%
|
|
| GS | 25 |
1.3%
|
|
| GT | 4 |
0.2%
|
|
| GU | 5 |
0.3%
|
|
| H | 1 |
0.1%
|
|
| HJ | 1 |
0.1%
|
|
| HK | 1 |
0.1%
|
|
| HQ | 1 |
0.1%
|
|
| I | 5 |
0.3%
|
|
| IJ | 2 |
0.1%
|
|
| IL | 1 |
0.1%
|
|
| IOP | 1 |
0.1%
|
|
| IQ | 2 |
0.1%
|
|
| IR | 2 |
0.1%
|
|
| J | 18 |
0.9%
|
|
| JK | 1 |
0.1%
|
|
| JKLQ | 1 |
0.1%
|
|
| JN | 1 |
0.1%
|
|
| JO | 1 |
0.1%
|
|
| JQ | 1 |
0.1%
|
|
| JT | 1 |
0.1%
|
|
| K | 13 |
0.7%
|
|
| KN | 2 |
0.1%
|
|
| KQ | 5 |
0.3%
|
|
| KR | 2 |
0.1%
|
|
| L | 21 |
1.1%
|
|
| LN | 1 |
0.1%
|
|
| LR | 1 |
0.1%
|
|
| LS | 2 |
0.1%
|
|
| M | 1 |
0.1%
|
|
| N | 35 |
1.8%
|
|
| NO | 1 |
0.1%
|
|
| NQ | 5 |
0.3%
|
|
| NQR | 1 |
0.1%
|
|
| NR | 5 |
0.3%
|
|
| NS | 3 |
0.2%
|
|
| NT | 1 |
0.1%
|
|
| O | 7 |
0.4%
|
|
| OR | 1 |
0.1%
|
|
| P | 1 |
0.1%
|
|
| PQ | 1 |
0.1%
|
|
| Q | 38 |
1.9%
|
|
| QR | 2 |
0.1%
|
|
| QS | 4 |
0.2%
|
|
| QT | 1 |
0.1%
|
|
| R | 38 |
1.9%
|
|
| RS | 4 |
0.2%
|
|
| RT | 1 |
0.1%
|
|
| RTS | 1 |
0.1%
|
|
| S | 227 |
11.5%
|
|
| T | 5 |
0.3%
|
|
| TS | 3 |
0.2%
|
|
| U | 7 |
0.4%
|
|
| V | 16 |
0.8%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.