2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6379
Downloads
19
BC02 Other specify challenges that you faced when setting up this business. (BC02_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
93
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| ACCESSING LOANS AND EDONOMIC | 1 |
1.1%
|
|
| Access to farming inputs | 1 |
1.1%
|
|
| Army worms | 1 |
1.1%
|
|
| BUILDING STRUCTURES | 1 |
1.1%
|
|
| CUMBERSOME REQUIREMENTS TO REGISTER A BUSINESS | 1 |
1.1%
|
|
| Delayed payments from debtors | 1 |
1.1%
|
|
| FINDING PERSON TO SUPPLY | 1 |
1.1%
|
|
| FLOAT SIZE | 1 |
1.1%
|
|
| Few clients to purchase products | 1 |
1.1%
|
|
| First batch of chickens died due to lack of skills | 1 |
1.1%
|
|
| HIDING FROM AUTHORITIES | 1 |
1.1%
|
|
| LACK OF CUSTOMERS | 1 |
1.1%
|
|
| LACK OF SUPPLIERS | 1 |
1.1%
|
|
| LACK OF WATER SOURCES | 1 |
1.1%
|
|
| LOW PRICES FOR THE PRODUCTS | 1 |
1.1%
|
|
| Lack of finances | 1 |
1.1%
|
|
| Land occupance | 1 |
1.1%
|
|
| Low customer base | 1 |
1.1%
|
|
| Marital problems from spouse | 1 |
1.1%
|
|
| Not enough money paid by the FRA | 1 |
1.1%
|
|
| Ordered poor quality of fish | 1 |
1.1%
|
|
| STORAGE FACILITIES | 1 |
1.1%
|
|
| TRANSPORTATION | 1 |
1.1%
|
|
| Unstable dollar/kwacha exchange rate | 1 |
1.1%
|
|
| at times it takes a month to be highered | 1 |
1.1%
|
|
| be ause he was quite new in the district | 1 |
1.1%
|
|
| challange in clearing land | 1 |
1.1%
|
|
| chicken diseases | 1 |
1.1%
|
|
| chickens dieing | 1 |
1.1%
|
|
| climate change , army worms eating crops | 1 |
1.1%
|
|
| competition was high | 1 |
1.1%
|
|
| controlled prices at the kasumalesa border | 1 |
1.1%
|
|
| convicing customers | 1 |
1.1%
|
|
| convicing people to bring their children here | 1 |
1.1%
|
|
| cost of materials | 1 |
1.1%
|
|
| credit with neighbourhood | 1 |
1.1%
|
|
| customers were delaying to pay | 1 |
1.1%
|
|
| delay in stock | 1 |
1.1%
|
|
| delayed deliveries | 1 |
1.1%
|
|
| delayment in receiving capital from relatives | 1 |
1.1%
|
|
| did not have fertilizer in good time | 1 |
1.1%
|
|
| difficulties in accessing capital | 1 |
1.1%
|
|
| difficulties in finding capital | 1 |
1.1%
|
|
| encountered many losses | 1 |
1.1%
|
|
| expensive labour | 1 |
1.1%
|
|
| expensive transport | 1 |
1.1%
|
|
| few customers | 2 |
2.2%
|
|
| finding a place to place the business | 1 |
1.1%
|
|
| finding space in station | 1 |
1.1%
|
|
| had few customers and tomatoes would rot | 1 |
1.1%
|
|
| had no house | 1 |
1.1%
|
|
| health related challenges | 1 |
1.1%
|
|
| high competition, | 1 |
1.1%
|
|
| high order price of items | 1 |
1.1%
|
|
| high price of clothes | 1 |
1.1%
|
|
| inadequat | 1 |
1.1%
|
|
| lack of adequate startup capital | 1 |
1.1%
|
|
| lack of capital | 1 |
1.1%
|
|
| lack of customers | 1 |
1.1%
|
|
| lack of customers that could by with cash | 1 |
1.1%
|
|
| lack of equipment | 1 |
1.1%
|
|
| lack of funds | 1 |
1.1%
|
|
| lack of money | 1 |
1.1%
|
|
| lack of storage facilities such as a fridge | 1 |
1.1%
|
|
| learners | 1 |
1.1%
|
|
| lo | 1 |
1.1%
|
|
| losses when fish went bad | 1 |
1.1%
|
|
| low customer turn up | 1 |
1.1%
|
|
| low profits sometimes | 1 |
1.1%
|
|
| made loses some clothes were damaged | 1 |
1.1%
|
|
| no customers | 1 |
1.1%
|
|
| no own structure for running business | 1 |
1.1%
|
|
| pests | 1 |
1.1%
|
|
| pests and stock borers | 1 |
1.1%
|
|
| poor rainfall | 1 |
1.1%
|
|
| shotages | 1 |
1.1%
|
|
| start up capital | 2 |
2.2%
|
|
| things sold online are usually doubted by people | 1 |
1.1%
|
|
| to access contracts | 1 |
1.1%
|
|
| too many competitors | 1 |
1.1%
|
|
| took time for customers to know the selling point | 1 |
1.1%
|
|
| transportation | 3 |
3.2%
|
|
| was difficult to gain peoples trust | 1 |
1.1%
|
|
| was injuring my self many times | 1 |
1.1%
|
|
| weather conditions | 1 |
1.1%
|
|
| when growing the seeds animals ate the seeds had to replant the seeds | 1 |
1.1%
|
|
| where to get the livestock | 1 |
1.1%
|
|
| wild animals destroying the crops | 2 |
2.2%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.