2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
17326
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AM05S Specify how your customers normally pay for the business' product, produce or service? (AM05_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
25
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 99 | 1 |
4%
|
|
| BOTH BANK AND MOBILE | 1 |
4%
|
|
| Business is yet to sell | 1 |
4%
|
|
| Mobile money and cash | 1 |
4%
|
|
| Not yet started selling | 1 |
4%
|
|
| Paid through Bank counter | 1 |
4%
|
|
| Vanture | 2 |
8%
|
|
| a receipt from FRA | 1 |
4%
|
|
| barter system | 1 |
4%
|
|
| barter system. exchange with rice | 1 |
4%
|
|
| barter trade | 1 |
4%
|
|
| batter system | 1 |
4%
|
|
| both cash and credit | 1 |
4%
|
|
| both cash and floats | 1 |
4%
|
|
| cash and maize | 1 |
4%
|
|
| cash and bank tranfers | 1 |
4%
|
|
| cash and maize | 1 |
4%
|
|
| exchange with maize grain | 1 |
4%
|
|
| farm produce_barter system | 1 |
4%
|
|
| it through widraws and deposit | 1 |
4%
|
|
| others pay through cash and others through mobile money | 1 |
4%
|
|
| receipt from FRA then paid from the bank after some weeks | 1 |
4%
|
|
| receipt from Food Reserve Agency (FRA) | 1 |
4%
|
|
| sometims cash and others through the village leaders | 1 |
4%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.