2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6197
Downloads
18
AM05S Specify how your customers normally pay for the business' product, produce or service? (AM05_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
25
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 99 | 1 |
4%
|
|
| BOTH BANK AND MOBILE | 1 |
4%
|
|
| Business is yet to sell | 1 |
4%
|
|
| Mobile money and cash | 1 |
4%
|
|
| Not yet started selling | 1 |
4%
|
|
| Paid through Bank counter | 1 |
4%
|
|
| Vanture | 2 |
8%
|
|
| a receipt from FRA | 1 |
4%
|
|
| barter system | 1 |
4%
|
|
| barter system. exchange with rice | 1 |
4%
|
|
| barter trade | 1 |
4%
|
|
| batter system | 1 |
4%
|
|
| both cash and credit | 1 |
4%
|
|
| both cash and floats | 1 |
4%
|
|
| cash and maize | 1 |
4%
|
|
| cash and bank tranfers | 1 |
4%
|
|
| cash and maize | 1 |
4%
|
|
| exchange with maize grain | 1 |
4%
|
|
| farm produce_barter system | 1 |
4%
|
|
| it through widraws and deposit | 1 |
4%
|
|
| others pay through cash and others through mobile money | 1 |
4%
|
|
| receipt from FRA then paid from the bank after some weeks | 1 |
4%
|
|
| receipt from Food Reserve Agency (FRA) | 1 |
4%
|
|
| sometims cash and others through the village leaders | 1 |
4%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.