2022 Micro, Small and Medium Enterprise Finance Survey
First Edition

Zambia, 2022 - 2026

Get Microdata

Reference ID

ZMB-ZSA-MSME-2022-V1.0

Producer(s)

Zambia Statistics Agency, Bank of Zambia

Metadata

Documentation in PDF DDI/XML JSON

Created on

Jan 17, 2026

Last modified

Feb 26, 2026

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17692

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AM05 How do your customers normally pay for the business' product, produce or service? (AM05_CUSTOMERS_NORMALLY_PAY)

Data file: Business-Business_Level_21B_Anonymised

Overview

Valid: 3980

Invalid: 83

Type: Discrete

Decimal: 0

Width: 1

Range: 1 - 6

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
1	Cash	3766	94.6%
2	Mobile money	64	1.6%
3	Point of Sale (Swiping)	3	0.1%
4	Bank transfer	79	2%
5	Cheque	44	1.1%
6	Other, specify	24	0.6%
Sysmiss		83

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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