2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6118
Downloads
18
AM04S Specify main mode of sale clients specify (AM04_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
25
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| By order | 1 |
4%
|
|
| Credit and sometimes Cash | 1 |
4%
|
|
| Credit Terms (after two weeks ) | 1 |
4%
|
|
| Not yet started selling | 1 |
4%
|
|
| PAY SLOW | 1 |
4%
|
|
| after two weeks | 1 |
4%
|
|
| barter trade | 1 |
4%
|
|
| both credit and cash | 1 |
4%
|
|
| both on credit and cash | 3 |
12%
|
|
| both payment on delivery(fish) and credit sale(maize) | 1 |
4%
|
|
| business is yet to sell | 1 |
4%
|
|
| commission based as soft cash | 1 |
4%
|
|
| credit | 1 |
4%
|
|
| credit and cash payments | 1 |
4%
|
|
| exchange goods (barter system) | 1 |
4%
|
|
| exchanging with Maize | 1 |
4%
|
|
| give a down payment | 1 |
4%
|
|
| part payment | 1 |
4%
|
|
| pay slow | 1 |
4%
|
|
| payment on delivery and credit sale(maize) | 1 |
4%
|
|
| receipt from FRA then paid from the bank after some weeks | 1 |
4%
|
|
| services | 1 |
4%
|
|
| use barter system.exchange with rice | 1 |
4%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.