2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
17283
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AM04S Specify main mode of sale clients specify (AM04_SPECIFY)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
25
Invalid:
0
Type:
Discrete
Width:
255
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| By order | 1 |
4%
|
|
| Credit and sometimes Cash | 1 |
4%
|
|
| Credit Terms (after two weeks ) | 1 |
4%
|
|
| Not yet started selling | 1 |
4%
|
|
| PAY SLOW | 1 |
4%
|
|
| after two weeks | 1 |
4%
|
|
| barter trade | 1 |
4%
|
|
| both credit and cash | 1 |
4%
|
|
| both on credit and cash | 3 |
12%
|
|
| both payment on delivery(fish) and credit sale(maize) | 1 |
4%
|
|
| business is yet to sell | 1 |
4%
|
|
| commission based as soft cash | 1 |
4%
|
|
| credit | 1 |
4%
|
|
| credit and cash payments | 1 |
4%
|
|
| exchange goods (barter system) | 1 |
4%
|
|
| exchanging with Maize | 1 |
4%
|
|
| give a down payment | 1 |
4%
|
|
| part payment | 1 |
4%
|
|
| pay slow | 1 |
4%
|
|
| payment on delivery and credit sale(maize) | 1 |
4%
|
|
| receipt from FRA then paid from the bank after some weeks | 1 |
4%
|
|
| services | 1 |
4%
|
|
| use barter system.exchange with rice | 1 |
4%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.