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    Home / Central Data Catalog / ZMB-ZSA-MSME-2022-V1.0 / variable [F1]
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2022 Micro, Small and Medium Enterprise Finance Survey
First Edition

Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Documentation in PDF DDI/XML JSON
Created on
Jan 17, 2026
Last modified
Jan 19, 2026
Page views
6027
Downloads
18
  • Study Description
  • Data Dictionary
  • Downloads
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  • Data files
  • Business-Business_Level_21B_Anonymised
  • MSME
    Households-DEMOGRAPHICS_9_anonymised
  • MSME
    Households-HH_CHARACTERISTICS_8_wealth_anonymised

IE03.Other, specify (IE03_OTHER_SPECIFY)

Data file: Business-Business_Level_21B_Anonymised

Overview

Valid: 938
Invalid: 0
Type: Discrete
Width: 255
Range: -
Format: character

Questions and instructions

Categories
Value Category Cases
0 1
0.1%
00 1
0.1%
0000 1
0.1%
Annually 1
0.1%
BEERS AND SPIRITS 1
0.1%
BUY STOCK 1
0.1%
BUYING HOUSEHOLD GOODS 1
0.1%
BUYING BANANAS 1
0.1%
BUYING CHARCOAL 1
0.1%
BUYING CHEMICALS 1
0.1%
BUYING CHICKENS FOR SALE 1
0.1%
BUYING CLOTHS 1
0.1%
BUYING FOOD 6
0.6%
BUYING FOOD STOCKS 1
0.1%
BUYING HOUSEHOLD GOODS 1
0.1%
BUYING LOTION,SOAP,CLOTHING 1
0.1%
BUYING MAIZE FOR MUNNKOYO 1
0.1%
BUYING MEDICATION FOR THE GOATS 1
0.1%
BUYING MEDICINE FOR THE CHICKENS 1
0.1%
BUYING OF RAW MATERIALS 1
0.1%
BUYING RAW MATERIALS FOR BAKING 1
0.1%
BUYING SEEDS FOR REPLANTING 1
0.1%
BUYING SUNDRY LIKE TISSUE, SOAPS ETC 1
0.1%
BUYING THE INPUTS EG SUGAR 1
0.1%
BUYING THE INPUTS eg Sugar 1
0.1%
BUYING TREES 1
0.1%
Bicycle spare parts 1
0.1%
Boat hiring 1
0.1%
Brewing materials 1
0.1%
Building a house 1
0.1%
Buy food stuffs and other home necessities 1
0.1%
Buying Chemicals 1
0.1%
Buying fish 1
0.1%
Buying food and groceries 1
0.1%
Buying fish for sale 2
0.2%
Buying food 1
0.1%
Buying of beer storage bottles 1
0.1%
Buying of empty bags 1
0.1%
Buying of pesticides 1
0.1%
Buying of spare parts 1
0.1%
Buying of sugar and cooking oil 1
0.1%
Buying raw material for the restaurant 1
0.1%
Buying raw materials 1
0.1%
Buying same products 1
0.1%
Buying spare parts 1
0.1%
CHEMICALS ( INSECTICIDES ) 1
0.1%
CHEMICALS FOR SPREYING 1
0.1%
CHICKEN FEED AND VACCINES 1
0.1%
CLOTHES 1
0.1%
COOKING OIL 1
0.1%
Cant remember because it differs 1
0.1%
Charcoal 1
0.1%
Chemicals 2
0.2%
Chemicals for spraying 2
0.2%
Chicken feed 1
0.1%
Communication 1
0.1%
Cooking Oil 3
0.3%
Cooking oil 2
0.2%
Cost of raw materials 1
0.1%
DIESEL PRICE HIGH 1
0.1%
DOES NOT SPEND ANY MONEY ON THIS BUSINESS 1
0.1%
Dont have expeses 1
0.1%
FAMILY EXPENSES ONLY,,SHE USES BICYCLE TO ORDER 1
0.1%
FARM INPUTS 1
0.1%
FARMING EQUIPMENTS E.G CATTLE 1
0.1%
FARMING INPUTS 1
0.1%
FEED 3
0.3%
FEED FOR CHICKENS 1
0.1%
FEED FOR PIGS 1
0.1%
FEED,MEDICINE AND SODATS 1
0.1%
FEEDING 3
0.3%
FERTILIZER 8
0.9%
FERTILIZER AND PESTICIDES 1
0.1%
FERTILIZER AND SEED 1
0.1%
FIREWOOD 2
0.2%
FOOD 1
0.1%
FOOD FOR OPERATION 1
0.1%
FOODSTUFFS E.G CHICKENS, VEGETABLES. .. 1
0.1%
Family Expenses 1
0.1%
Family expenditure 1
0.1%
Family expenses 3
0.3%
Farming input 1
0.1%
Farming inputs 1
0.1%
Feed 3
0.3%
Feed for the chicken 1
0.1%
Feed for the pigs 1
0.1%
Fertiliser 6
0.6%
Fertiliser purchasing 1
0.1%
Fertilizer 3
0.3%
Firewood 1
0.1%
Flour and Cooking oil 1
0.1%
Foodstuffs for home consumption 1
0.1%
For purchasing buycle spairs 1
0.1%
HARDWARE GOODS 1
0.1%
HOME USE 1
0.1%
HOUSEHOLD EXPENSES 1
0.1%
HOUSEHOLD GOODS 1
0.1%
He bought a boat 1
0.1%
Herbicides 1
0.1%
I DONT SPEND MONEY ON ANYTHING 1
0.1%
I DONT USE ANYTHING BECAUSE I USE MY BICYCLE TO GO AND GET THE MONEY 1
0.1%
INPUTS 3
0.3%
INPUTS LIKE FERTILISERS AND FUNGICIDES 1
0.1%
LINING AND SUITING MATERIALS 1
0.1%
Lini 1
0.1%
MATERIAL 1
0.1%
MATERIAL COST 1
0.1%
MATERIALS TO MAKE THE DOOR MATS 1
0.1%
Maintenance 1
0.1%
Material for making pots & hoes 1
0.1%
Material for tailoring 1
0.1%
Materials and transport 1
0.1%
Meallimeal 1
0.1%
Medicine For Tomatoes 1
0.1%
NO COST 1
0.1%
NO COSTS 1
0.1%
NO EXPENSE 1
0.1%
NO EXPENSES 4
0.4%
NO costs 1
0.1%
NON 2
0.2%
NONE 99
10.6%
NONE (NO COST INVOLVED) 1
0.1%
NOTHING 1
0.1%
No Cost of doing business 1
0.1%
No any monthly costs 1
0.1%
No cost 1
0.1%
No expense 1
0.1%
No expenses 3
0.3%
No record 1
0.1%
NoNE 1
0.1%
Non 4
0.4%
None 31
3.3%
Nothing 6
0.6%
OPERATIONAL COSTS E.G COOKING OIL , FLOUR 1
0.1%
ORDERS 2
0.2%
PESCIDES 1
0.1%
PRODUCTS USED IN BAKING 1
0.1%
PURCHASE OF CHARCOAL 1
0.1%
Paying school children fees 1
0.1%
Paying for school children fees 1
0.1%
Pestcides 1
0.1%
Pesticides 4
0.4%
Pesticides and fertilizers 1
0.1%
Pesticides and school children groceries 1
0.1%
Planks (stocks) 1
0.1%
Plastic for customers 1
0.1%
Plastics for customers 1
0.1%
Plastics for customers 3
0.3%
Plastics for customers 1
0.1%
Plastics for customers 2
0.2%
Purchase of Pesticides 1
0.1%
Purchase of empty sacks 1
0.1%
Purchasing Cooking oil and Flour 1
0.1%
Purchasing Fertiliser 2
0.2%
Purchasing Sugar, Teabags and Charcoal 1
0.1%
Purchasing cooking oil and flour 1
0.1%
Purchasing farming inputs like fertiliser 1
0.1%
Purchasing fishing equipment 1
0.1%
Purchasing raw materials for the business 1
0.1%
Purchasing seed 1
0.1%
Purchasing sugar, yeast and millet. 1
0.1%
Purchasing wigs 1
0.1%
RAW MATERIALS 1
0.1%
RAW MATERIALS LIKE PLANKS, BOARDS AND NAILS 1
0.1%
RAW MATERIALS LIKE SUGAR AND MALT 1
0.1%
REPAIRING EQUIPMENT 1
0.1%
RESTOCKING OF PRODUCTS 1
0.1%
RESTOCKING THE BUSINESS 1
0.1%
RESTOKING THE BUSINESS AND BUYING FOOD STAFFS 1
0.1%
Raw materials 1
0.1%
Raw materials, e.g groungnuts and chikanda 1
0.1%
SACKS 1
0.1%
SEED 1
0.1%
SEED AND FERTILIZERS 1
0.1%
SEEDS AND FERTILIZERS 1
0.1%
SEEDS AND FERTILIZERS 1
0.1%
Seeds and fertilizer 1
0.1%
Stock 1
0.1%
Stock feed 1
0.1%
Sugar 1
0.1%
TIMBER PURCHASE 1
0.1%
TWINE FOR SAWING NETS 1
0.1%
Talk time amd transport 1
0.1%
They are just starting up 1
0.1%
Things to use in bussiness 1
0.1%
Tools for working with 1
0.1%
VEHICLE SERVICING 2
0.2%
Vehicle servicing 1
0.1%
agricultural inputs transport 1
0.1%
agricultural inputs and labour 1
0.1%
bags 1
0.1%
baking flour 1
0.1%
baking ingredients 1
0.1%
baking products 1
0.1%
book and pen 1
0.1%
both labour and transport 1
0.1%
bottles 1
0.1%
building of a house 1
0.1%
buying Chemicals and manure 1
0.1%
buying chemicals 1
0.1%
buying drinking jars 1
0.1%
buying feed 1
0.1%
buying seeds and chemicals 1
0.1%
buying shovels and picks 1
0.1%
buying business orders of fruits 1
0.1%
buying cassava for making mealie meal 1
0.1%
buying cattle 1
0.1%
buying chemicals 1
0.1%
buying chisense 1
0.1%
buying empty bags to pack charchoal in it 1
0.1%
buying empy bags 1
0.1%
buying equipment 1
0.1%
buying farm equiment 1
0.1%
buying feed 1
0.1%
buying fertiliser 1
0.1%
buying fish 1
0.1%
buying fish to sell 1
0.1%
buying fishing nets 1
0.1%
buying flour 1
0.1%
buying flour and ingredients 1
0.1%
buying food for the family 2
0.2%
buying food staffs 1
0.1%
buying food stuff 1
0.1%
buying food stuff at home 1
0.1%
buying goats, chicken and groceries 1
0.1%
buying goods for the household 1
0.1%
buying grocery 1
0.1%
buying grocery things 1
0.1%
buying household goods 5
0.5%
buying houshold goods 1
0.1%
buying imputs for maize growth 1
0.1%
buying imputs like fertilizer 3
0.3%
buying imputs like fertilizer and seeds 2
0.2%
buying more products for production 1
0.1%
buying of 1
0.1%
buying of carrier bags 1
0.1%
buying of cotton or threads and glue 1
0.1%
buying of empty bags for packaging 1
0.1%
buying of farming inputs fertiliser seed and other 1
0.1%
buying of food at home 1
0.1%
buying of foodstuffs at home 1
0.1%
buying of ingredients to make fritters 1
0.1%
buying of inpu 1
0.1%
buying of materials 1
0.1%
buying of menthrated spirits, powder paraffin 1
0.1%
buying of methylated spirit and oil 1
0.1%
buying of poultry inputs like meds feed etc 1
0.1%
buying of roofing sheet material 1
0.1%
buying of sugar and east 1
0.1%
buying of tools 1
0.1%
buying offals (stock) 1
0.1%
buying pesticides 1
0.1%
buying raw materials e.g feed for the chickens 1
0.1%
buying raw materials e.g fertilizer 1
0.1%
buying spirit and oil 1
0.1%
buying stock 1
0.1%
buying sugar for kachaso business 1
0.1%
buying the supply 1
0.1%
buying the talk time 1
0.1%
buying the vegetables 1
0.1%
buying things to use like flour 1
0.1%
buying tomatoes 1
0.1%
buying trees 1
0.1%
buying vegetables to sell 1
0.1%
buying what to use like cotton 1
0.1%
buying wigs for the business 1
0.1%
carrier bags 1
0.1%
carrier bags 8
0.9%
carrier bags and newspapers 1
0.1%
charcaol 2
0.2%
charcoal 5
0.5%
chemicals 6
0.6%
chemicals for the field 1
0.1%
chemicals for the products 1
0.1%
chemicalsand fertiliser 1
0.1%
chicken feed 7
0.7%
chicken feed, chicken medicines 1
0.1%
chickens for selling 1
0.1%
chicks, feed and Electricity 1
0.1%
chiken feed 1
0.1%
children welfare 1
0.1%
children's school requirements 1
0.1%
chocoal 1
0.1%
club Registration 1
0.1%
combs, vaseline, 1
0.1%
communication 1
0.1%
construction building 1
0.1%
consumption 2
0.2%
containers for selling beers 1
0.1%
cooking oil 5
0.5%
cooking oil and floor 1
0.1%
cooking oil is now very expensive 1
0.1%
cost of inputs 1
0.1%
cotton and needles 1
0.1%
do not spend anything 1
0.1%
does not know 1
0.1%
don't know 1
0.1%
education 1
0.1%
empty bottles for selling beers 1
0.1%
expensive ingredients 1
0.1%
family livelihood 2
0.2%
farm inputs 2
0.2%
farming inputs 4
0.4%
farming inputs e.g fertiliser 1
0.1%
feed 13
1.4%
feed for chickens 2
0.2%
feed for the chicken 1
0.1%
feed for the chickens 3
0.3%
feed or input 1
0.1%
feeding and water when in the field 1
0.1%
feeding the family 1
0.1%
fertiliser 9
1%
fertiliser and chemicals 4
0.4%
fertiliser and food 1
0.1%
fertiliser and insecticide 1
0.1%
fertiliser and seed 1
0.1%
fertilisers 1
0.1%
fertilizer 2
0.2%
fire hood and bottles 1
0.1%
firewood 3
0.3%
fishing hooks 1
0.1%
fishing net 1
0.1%
flour 2
0.2%
flour and cooking oil 2
0.2%
flour and yeast 1
0.1%
food 20
2.1%
food items 1
0.1%
food and groceries 1
0.1%
food and lodging 1
0.1%
food expenses 1
0.1%
food staffs 1
0.1%
food stuffs 1
0.1%
foodstuffs 1
0.1%
grinding maize 1
0.1%
groceries 2
0.2%
high cost of flour and cooking oil 1
0.1%
high cost of goods 1
0.1%
high cost of ingredients, like flour 1
0.1%
high cost of ingredients, sugar,cooking oil 1
0.1%
high order of items 1
0.1%
high price of ingredients like sugar and yeast 1
0.1%
high prices of sugar sold at retail prices 1
0.1%
home care 1
0.1%
home consumption 2
0.2%
home food 2
0.2%
home groceries 1
0.1%
home use 2
0.2%
house expenditure 1
0.1%
house rentals 1
0.1%
household utilities 2
0.2%
household utilities e.g relish,soap, etc 1
0.1%
household care 9
1%
household care and also school fees 1
0.1%
household expenses 2
0.2%
household expeses eg food 1
0.1%
household groceries 1
0.1%
household livelihood 2
0.2%
household things 1
0.1%
household utilities 1
0.1%
i do not spend anything 1
0.1%
ice blocks 1
0.1%
ingredients 2
0.2%
ingredients like flour,cooking oil 1
0.1%
ingredients like salt and cooking oil..buying of charcoal 1
0.1%
ingredients like sugar and maize 1
0.1%
ingredients, firewood etc 1
0.1%
input and fertilizer 1
0.1%
inputs or chemicals 1
0.1%
inputs. or weed killers 1
0.1%
insecticide for spraying 1
0.1%
insecticides 1
0.1%
just home consumption 1
0.1%
just on up keep 1
0.1%
just spend money on orders nothingelse 1
0.1%
just use a bicycle going to order 1
0.1%
labour and rent 2
0.2%
labour and transportation 3
0.3%
locks 1
0.1%
lunch 1
0.1%
machine oil 1
0.1%
maize grain 2
0.2%
maize meal, munkoyo roots and hammer mill expenses 1
0.1%
make there own feed and medicine 1
0.1%
manure and other medicines for the crops 1
0.1%
manure and pesticides 1
0.1%
materials 3
0.3%
materials reeds 1
0.1%
medicine 2
0.2%
needle and cotton 1
0.1%
needles and cotton 1
0.1%
newspaper's 1
0.1%
nil 8
0.9%
no cost 2
0.2%
no cost at all 1
0.1%
no cost uses a bicycle 1
0.1%
no costs attached to it 1
0.1%
no costs at all (nothing) 1
0.1%
no expense 1
0.1%
no expense as business is near where i order from. 1
0.1%
no expense she buys from within the community 1
0.1%
no expenses 7
0.7%
no expenses at all 1
0.1%
no expenses or costs 1
0.1%
no idea 1
0.1%
no monthly costs 5
0.5%
no record 8
0.9%
no records 1
0.1%
no specific 1
0.1%
non 8
0.9%
none 55
5.9%
none, no costs 1
0.1%
none. 1
0.1%
not application just go by foot 1
0.1%
noth 1
0.1%
nothing 13
1.4%
nothing except household needs 1
0.1%
nothing its just for home consumptions 1
0.1%
nothing no monthly cost 1
0.1%
odering the bell 1
0.1%
on feed 1
0.1%
on inputs like flour,cooking oil,baking powder 1
0.1%
on internet bundles 1
0.1%
order Stock 1
0.1%
order of vegetables 1
0.1%
order price of commodity 1
0.1%
ordering bananas 1
0.1%
ordering new clothes 1
0.1%
ordering of business items 1
0.1%
ordering of more charcoal 1
0.1%
ordering of the item 1
0.1%
ordering on higher prices 1
0.1%
orders of products to sale 1
0.1%
our garden was destroyed by too much rainfalls 1
0.1%
packaging 1
0.1%
paying school fees for the children 1
0.1%
paying rentals 1
0.1%
paying back the bunisess money lenders 1
0.1%
paying for school fees for children 1
0.1%
pestcides 1
0.1%
pesticides 2
0.2%
pesticides and fertiliser 1
0.1%
pesticides and groceries 1
0.1%
plastic bags 2
0.2%
plastic bags and newspapers 1
0.1%
plastic bags for packaging 1
0.1%
plastics for packaging 1
0.1%
plastics for packing in fish 1
0.1%
popcorn 1
0.1%
poultry feed 1
0.1%
production materials 1
0.1%
purchase of stock 1
0.1%
purchase of the charcoal 1
0.1%
purchase of empty bags 1
0.1%
purchase of equipment 1
0.1%
purchase of firewood 1
0.1%
purchasing farm inputs 1
0.1%
purchasing of cassava chips 1
0.1%
purchasing of paraffin and petrol for the Lamps and machine boats 1
0.1%
purchasing of household food 2
0.2%
purchasing of paraffin and petrol for the Lamps and machine boats 1
0.1%
purchasing of plastic bags for packing charcoal 1
0.1%
purchasing firewood 1
0.1%
purchasing of chikens 1
0.1%
purchasing of fertiliser 1
0.1%
purchasing of household food 12
1.3%
purchasing of plastic bags for packing vegetables 1
0.1%
purchasing of plastic bags for packing chisense 1
0.1%
raw materials 4
0.4%
raw materials for baking e.g cooking oil and suger 1
0.1%
raw matrials e.g feed 1
0.1%
reinvestment 1
0.1%
relish is expensive 1
0.1%
rent,water and food 1
0.1%
renting the freezit mechine making 1
0.1%
reorder of stock 1
0.1%
repair bicycle 1
0.1%
repairing of business assets 1
0.1%
restocking 1
0.1%
restocking materials 1
0.1%
restocking supplies 1
0.1%
rice seed 1
0.1%
rubber bands, sacks 1
0.1%
sacks and ropes 1
0.1%
saving for expnsion 1
0.1%
school fees 2
0.2%
school needs 1
0.1%
seed, weed killer fertilizer 1
0.1%
servicing machine 1
0.1%
servicing monthly 1
0.1%
she 1
0.1%
she bought some requirements for the going school children 1
0.1%
she buy things nearby home 1
0.1%
she pays K2 every day at th market 1
0.1%
spare parts 1
0.1%
spares and repairing costs 1
0.1%
spirit 1
0.1%
sprays 1
0.1%
stock feed 2
0.2%
stocks 4
0.4%
stocks (eggs) 1
0.1%
storage 1
0.1%
sugar 1
0.1%
the loan 1
0.1%
they thier own scotch cart to transport 1
0.1%
timber 1
0.1%
tires 1
0.1%
transport and fertiliser 1
0.1%
un monitored 1
0.1%
unknown circumstances 1
0.1%
unmonitored 1
0.1%
vaccines 1
0.1%
variety of personal things 1
0.1%
weed killer 1
0.1%
welding Loads and Cutting discs 1
0.1%
welding rods 1
0.1%
wires, pat, paint 1
0.1%
wood 1
0.1%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
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