2022 Micro, Small and Medium Enterprise Finance Survey
First Edition
Zambia, 2022 - 2026
Get Microdata
Reference ID
ZMB-ZSA-MSME-2022-V1.0
Producer(s)
Zambia Statistics Agency, Bank of Zambia
Metadata
Created on
Jan 17, 2026
Last modified
Feb 26, 2026
Page views
17794
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AF16 What was the main reason for defaulting? (AF16_MAIN_REASON_DEFAULTING)
Data file: Business-Business_Level_21B_Anonymised
Overview
Valid:
20
Invalid:
4043
Type:
Discrete
Decimal:
0
Width:
1
Range:
1 - 9
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | I had unexpected expenses and could not pay | 8 |
40%
|
| 2 | I did not think I needed to pay the loan back at that time | 0 |
0%
|
| 3 | People / institution I supply goods or services to did not p | 1 |
5%
|
| 4 | I lost my crop / harvest / livestock / products / produce / | 6 |
30%
|
| 5 | I did not get a good price for my crop/harvest | 0 |
0%
|
| 6 | My business was not doing well / failed | 3 |
15%
|
| 7 | I was sick and could not make repayments | 0 |
0%
|
| 8 | I did not have money | 2 |
10%
|
| 9 | Other | 0 |
0%
|
| Sysmiss | 4043 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.