2022 Annual Labour Force Survey Report
Eleventh Edith

Zambia, 2022

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Reference ID

ZMB-ZSA-LFS-2022-V1.0

Producer(s)

Zambia Statistics Agency

Metadata

Documentation in PDF DDI/XML JSON

Created on

Aug 17, 2025

Last modified

Jan 16, 2026

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Data file: 2022_Annual_LFS_Data

Cases:	47069
Variables:	468

Variables

P8H_CREDIT

p8 credit

P8_OTHER

Any other account not mentioned here?

P9_PAY_FOOD

What method do you mainly use to pay for food/groceries?

P10_UTILITY_BILLS

What method do you mainly use to pay for utility bills

P11_SCHOOL_FEES

How do you usually pay for school fees? Read out; Single mention

P12_LAGER_GOODS

How would you mainly pay for larger goods/appliances such as a radio, TV, furniture or a bicycle? Read out; Single mention

P13_RURAL

If you needed K500 within three days incase of an emergency, were would you get it from?

P131_URBAN

If you needed (K500 FOR RURAL / K1,000 FOR URBAN) within three days incase of an emergency, were would you get it from?

P14_ENSURE

How will you mainly ensure that you have money to meet your needs when you are old and cannot work

P15A_MONEY_I_NEED

I know how much money I need to meet my monthly expenses

P15B_KEEP_TRACK

I keep track of my monthly expenses

P15C_MONTHLY_EARNINGS

I split my monthly earnings on consumption, savings and investment.

P16_FINANCIAL_SERVICE

Do you understand why financial service providers request for personal information when registering

P17_TERMS_CONDITIONS

Do you understand fully the terms and conditions for the services offered by your financial service provider?

P18_SATISFIED

Are you satisfied with the quality of services that you receive from your financial service provider

P19_LODGING_COMPLAINTS

Do you understand the procedure for lodging complaints in case of a dispute?

P_20_OWN_MOBILEPHONE

P.20. Do you own a mobile phone

P20B_OWN_SIM_CARD

P.20b. Do you own a sim card?)

P_21_MOBILEMONEY_ACCOUNT

P.21. Do you have a mobile money account in your own name

P_22_USED_MOBILEMONEY

P.22. in the last 90 days how often have you used mobile money

P_23_OFTEN

P.23. How often do you use mobile money?

P24_AIRTIME_RECHARGE

P.24.A Airtime Recharge

P24_B_FUND_TRANSHER

P.24.B. Fund Transfer

P24_C_SAVINGS

P.24.C. Savings

P24_D_BILL_PAYMENTS

P.24.D.Bill Payments

P24E_INVESTMENT

P.24 Investment

P24F_LOAN

P.24.Loan

P24G_INSUARANCE

P24.Insuarance

P_25_FIND_MOBILE

P.25. On a scale of 1 to 4, Do you find mobile money services to be cheap or expensive?

P26A_PURCHASE_PROPERTY

P26.A Purchase of Property

P26B_CHILDRENS_EDUCATION

P26.B For Children?s Education

P26C_AGRICULTURE

P26.C For Agricultural Purposes

P26D_START_NEWBUSSINES

P26.D Starting new business

P26E_EMERGENCIES

P26.E Emergencies

P26F_PAYING_DEBTS

P26.F Repaying Debts

P26G_HOUSEHOLD_EXPENCES

P26 .G Households Expenses

P26OTHER

P26.Other

P27_SENDMONEY

P.27 In the last 12 months, have you sent money to anyone

P27A_BANK_TRANSFER

P.27.A. Bank transfer/ pay into bank account

P27B_POSTOFFICE

P.27.B.Through post office

P27C_INT_MONEY_TRANSFER

P.27.C. Through Western Union/money gram /swift cash

P27D_MOBILE_MONEY

P.27.D.Through mobile phone (mobile money)

P27E_CELL_PHONE_TOPUP

P.27.E.Send cell phone top-up/airtime vouchers

P27F_FAMILY_FRIENDS

P.27.F. Friends or family takes it there

P27G_BUS_TAXI_DRIVER

P.27.G.Bus/taxi driver takes it there

P27_OTHER

P.27.Other

P28_RECIEVE_MONEY

P.28 In the last 12 months, have you received money from anyone?

P28A_BANKTRANSFER

P.28.A. Bank transfer/ pay into bank account

P28B_POSTOFFICE

P.28.B.Through post office

P28C_WESTERN_UNION

P.28.C. Through Western Union/money gram /swift cash

P28D_MOBILE_MONEY

P.28.D.Through mobile phone (mobile money)

P28F_FRIENDS_FAMILY

P.28.F. Friends or family takes it there

P28G_BUS_TAXIDRIVER

P.28.G.Bus/taxi driver takes it there

P28_OTHER

P.28.Other

P29A_BANK

P.29. A bank

P29B_MFI

P29.B. A microfinance institution

P29C_MICROLENDER

P.29. C A micro-lender

P29D_SACCO

P.29.D. A Savings and Credit Cooperative (SACCO)

P29E_GOVT_SCHEME

P.29.E. A Government Scheme/Institution

P29F_EMPLOYER

P.29.F. Your employer

P29G_FAMILY_FRIEND

P.29.G.A family/friend

P29H_SAVING_GROUP

P.29.H.A saving group

P29I_VILLAGE_BANK

P.29. I. A village bank

P29J_MONEYLENDER

P.29.J.A moneylender (Kaloba/shlock)

P29K_CHURCH

P.29.K.A church or other community based that you belong to

P29L_INSUARANCE_POLICY

P.29.L.An insurance policy

P29M_PENSION

P.29 M.A pension fund

P29_OTHER

P.29.Other

P30A_SAVINGS_ATBANK

P.30.A Savings at a bank

P30B_MFI

P30.B.Savings at a microfinance

P30C_SACCO

P.30.C.Savings at a Savings and Credit Cooperative (SACCO)

P30D_MOBILE_SAVINGS

P.30.D.Savings that you keep on your mobile phone

P30E_EMPLOYER_SAVINGS

P.30.E.Savings with your employer

P30F_CHILIMBA_SAVINGS

P.30.F.Savings with chilimba

P30G_SAVINGS_GROUP

P.30.G.Savings with savings group

P30H_COMMUNITY_SAVINGS

P.30.H.Savings with another community group or church

P30I_CASH_SAVINGS

P.30.I.Savings in the form of cash at home or in a secret hiding place that you are not using for everyday living expenses

P30J_CARRYING_CASH

P.30.J.Savings in the form of cash kept safe by carrying it around (e.g. in waist band/chitenge)- not using it for everyday living expenses

P30K_FAMILY_FRIEND

P.30.K.Savings by means of money given to a household or family member or friend to keep safe for you

P30L_SOMEONE_ELSE

P.30.L.Savings by means of money given to someone else for safe keeping (e.g. money guards)

P30M_UNITY_TRUST

P.30.O.Savings in unit trusts

P30N_STOCK_EXCHANGE

P.30.P.Shares on the stock exchange

P30P_PENSIONS_NAPSA

P.30.Q.Pension e.g. NAPSA

P30_OTHER

P.30.Other

P31_LINKED_TO_FORMAL

P31 Is your savings group linked to a formal service provider

P31A_SAVINGS_ACCOUNT

P31.A. Savings account

P31B_CREDIT

P31.B .Loan account

P31C_INSUARANCE

P31.C.Insurance

P31D_MOBILE_BANKING

P31.D. Mobile banking

P31_IVESTMENT

p31 ivestment

P31_OTHER

P31.E.Other

P32_FORM_INVESTED

P.32 Does (Name)....have any form of investment

P33_REMITANCES

P.33 What is your source of investment_Remitances

P33_SALARY

P.33 What is your source of investment _Salary

P33_SAVINGS

P.33 What is your source of investment- Savings

P33_BORROWING

P.33 What is your source of investment -Borrowing

P33_RENTAL_INCOME

P.33 What is your source of investment- Rental Income

P33_AGRIC_PROCEEDS

P.33 What is your source of investment- proceeds from Agriculture

P33_OTHER

P.33 What is your source of investment- other Specify

Q1_EMP_CREATION

Has ...... statrted work for the first time in three months

Q4_MAIN_ECONOMIC_ACTIVITY

Q4B_ISIC_CODE

4B. ISIC code

DESIGN_WEIGH

FINAL_WEIGHT

ANNUAL_WEIGHT

Weekly_Hrs_Actually_worked

Persons_in_excessive_hrs

Ownuse

Underemployed

Formality_of_job

Temp_work

Disabled

rural

sex

Age

Age_GRP

Age_Group

age_youth_interl

Reason4Unemployment

Reason4OLF

age_youth_local

Institutional_sector

Highest_Ed

LongTerm

All_youths

NEET

PLF_in_WAP

Trade_Unionism

Precariousness

occupation1

Occupation

INDUSTRY1

INDUSTRY

Aggregated_Industry

AA10

AA11

AA12

AA13

AA14

AA15

R_Awareness

RP3_Usage

RP4_Usage

RP6_Usage

RP8_Usage

FI_AGE

income_status

FI_AWARE

FI_USE

FI_USE1

FI_USE2

FI_USE3

FI_NEW

WAP

WAP_TO_PLF

Seeing

Hearing

Walking

Remembering

Self_care

Communicating

Disability_type

MULTIPLE_DISABILITY

Average_income

AV_INCOME

Sector

AV_INC

formality

Key_sector

Total: 468

<1 2

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2022 Annual Labour Force Survey Report Eleventh Edith

Zambia, 2022

Data file: 2022_Annual_LFS_Data

Variables

2022 Annual Labour Force Survey Report
Eleventh Edith